1214                           LAWS OF MARYLAND                      [CH. 553

proof of loss no later than fifteen (15) days after receiving from
the insurer a request in writing to do so.

28. CASUALTY INSURANCE

479.    Workmen's Compensation and Motor Vehicle Liability Policies.

Workmen's Compensation policies shall be subject to the provisions
of Article 101, and motor vehicle liability policies shall be subject to
the provisions of Article 66½, in addition to any requirement of this
article, and to the extent not inconsistent with this article.

480.    Charitable Institutions; Tort Liability.

Each policy issued to cover the liability of any charitable institu-
tion for negligence or any other tort shall contain a provision to the
effect that the insurer shall be estopped from asserting, as a defense
to any claim covered by said policy, that such institution is immune
from liability on the ground that it is a charitable institution.

481.    Effect of Bankruptcy or Insolvency of Assured on Liability
Policy; Executions Against Assured Returned Unsatisfied.

No liability insurance policy issued in this State shall contain any
requirement for the payment of liability or loss under the policy,
by the assured, but all such policies shall provide in substance that
the bankruptcy or insolvency of the assured shall not release the in-
surer from liability; that if an execution upon any final judgment
against the assured is returned unsatisfied, in whole or in part, in an
action brought by the injured or by another person claiming, by,
through, or under the injured, then an action may be maintained by
the injured, or by such other person against the insurer under the
terms of the policy for the amount of any judgment recovered in
such action, not exceeding the amount of the policy, and every such
policy shall be construed to so provide, anything in such policy to the
contrary notwithstanding.

482.    (Reserved).

29. SURETY INSURANCE

483.    Sole Surety on Bonds.

Whenever any bond, undertaking, recognizance, or other obliga-
tion is by law, or the charter, ordinances, rules or regulations of any
municipality, board, body, organization, court, judge or public officer,
required or permitted to be made, given, tendered or filed, with
surety or sureties, and whenever the performance of any act, duty
or obligation, or the refraining from any act, is required or permitted
to be guaranteed, such bond, undertaking, obligation, recognizance
or guaranty may be executed by a surety insurer qualified to act as
surety or guarantor as provided in this article. Such execution by
such insurer of such bond, undertaking, obligation, recognizance
or guaranty shall be in all respects a full and complete compliance
with every requirement of every law, charter, ordinance, rule or
regulation, that such bond, undertaking, obligation, recognizance or
guaranty shall be executed by one surety or by one or more sureties,
or that such surety shall be a resident, or householder, or freeholder,
or either or both, or possessed of any other qualifications; and all