1144                            LAWS OF MARYLAND                       [CH. 553

320.    Location of Office—Place of Meeting—Records in English
Language.

(a)   The principal office of any domestic society shall be located
in this State. The meetings of its supreme legislative or governing
body may be held in any state, district, province or territory wherein
such society has at least five (5) subordinate branches and all busi-
ness transacted at such meetings shall be as valid in all respects as
if such meetings were held in this State.

(b)   The minutes of the proceedings of the supreme or governing
body and of the board of directors or corresponding body of a
society shall be in the English language.

321.    Institutions.

(a)   It shall be lawful for a society to create, maintain and operate
charitable, benevolent or educational institutions for the benefit of its
members and their families and dependents and for the benefit of
children insured by the society. For such purpose it may own_; hold
or lease personal property or real property located within or without
this State, with necessary buildings thereon. Such property shall be
reported in every annual statement but shall not be allowed as an
admitted asset of such society.

(b)   Maintenance, treatment and proper attendance in any such
institution may be furnished free or a reasonable charge may be
made therefor, but no such institution shall be operated for profit.
The society shall maintain a separate accounting of any income and
disbursements under this section and report them in its annual
statement.

(c)   No society shall own or operate funeral homes or undertaking
establishments.

322.    Qualifications for Membership.

A society may admit to benefit membership any person not less
than fifteen (15) years of age, nearest birthday, who has furnished
evidence of insurability acceptable to the society. Any such member
who shall apply for additional benefits more than six (6) months
after becoming a benefit member shall furnish additional evidence
of insurability acceptable to the society.

Any person admitted prior to attaining the full age of twenty-one
(21) years shall be bound by the terms of the application and cer-
tificate and by all the laws and rules of the society and shall be
entitled to all the rights and privileges of membership therein to the
same extent as though the age of majority had been attained at the
time of application. A society may also admit general or social
members who shall have no voice or vote in the management of its
insurance affairs.

323.    Member's Share of Deficiency.

A society shall provide in its constitution or laws that if its
reserves as to all or any class of certificates become impaired its
board of directors or corresponding body may require that there shall
be paid by the member to the society the amount of the member's
equitable proportion of such deficiency as ascertained by its board,