J. MILLARD TAWES, GOVERNOR                             1765

"General Provisions", to follow immediately after Section 86 there-
of, prohibiting the cancellation or revocation of certain policies of
casualty, FIRE or liability insurance without prior notice to the
agent, solicitor or broker who placed the same.

May 4, 1961.

The Honorable Perry O. Wilkinson
Speaker of the House
State House
Annapolis, Maryland

Dear Mr. Speaker:

In accordance with Article II, Section 17, of the Maryland Con-
stitution, I am returning to you herewith House Bill No. 630 which
has been vetoed by me.

This Bill would prohibit the cancellation or revocation of certain
policies of casualty, fire or liability insurance without prior notice
to the agent, solicitor or broker who placed the insurance.

The State Insurance Commissioner advises me that no definite ad-
vantage would be achieved by the enactment into law of this legis-
lation, and that, on the other hand, it would have the effect of re-
quiring insurance companies to establish new records and new depart-
ments, the expense of which would ultimately be passed on to the
policy holder.

The Attorney General has advised me that, although he has ap-
proved the Bill as to form and legal sufficiency, grave questions of
interpretation remain as to the application of the provisions of the
Bill to varying circumstances. The Attorney General recommends
that serious consideration be given to withholding approval of this
Bill in its present form and referring the entire matter to the Com-
mission which is now making a plenary study of the insurance laws
of Maryland.

In view of the foregoing, I have vetoed House Bill No. 630, and
I am requesting the Commission on the Revision of Insurance Laws
to give special study and consideration to the subject matter of the
Bill.

With kindest personal regards and best wishes, I am

Sincerely yours,

(S) J. MILLARD TAWES,

Governor.
JMT/JCM/rnb

House Bill No. 646—Tax Exemptions in Howard County

AN ACT to repeal and re-enact, with amendments, Section 9(11) of
Article 81 of the Annotated Code of Maryland (1957 Edition),
title "Revenue and Taxes", sub-title "What Shall be Taxed and
Where", to add new section 9(50) to the said article of the code
(1957 Edition and 1960 Supplement), to follow immediately after
section 9(49) thereof, exempting from Howard County taxation
all farm implements and fifty percent of laundry equipment and
machinery owned in Howard County.