Theodore R. McKeldin, Governor                     139

time of defenses based upon the provisions of the policy which ex-
clude or restrict coverage, whether or not such restrictions or exclu-
sions are excepted in such clause.

Sec. 2. And be it further enacted, That on and after the effective
date of this act, no policy coming under the Industrial Life Insurance
category that does not comply with the requirements of this Act
shall be delivered, or issued for delivery, in this State; provided,
however, that if a policy form coming under such category has been
filed and lawfully used in this State before such effective date, then
such form may be used in this State during two years from the
effective date of this act without being subject to the other provisions
of this act.

Sec. 3. And be it further enacted, That this act shall take effect
June 1, 1956.

Approved March 2, 1956.

CHAPTER 45
(Senate Bill 10)

AN ACT to repeal Section 185 of Article 48A of the Annotated Code
of Maryland (1951 Edition), title "Insurance", sub-title "Life,
Accident and Health Insurance", and to enact in lieu thereof a new
Section 185, said new section to stand in the place and stead of
the section so repealed relating to the use of uniform provisions in
Life, Annuity and Accident and Sickness insurance contracts.

Section 1. Be it enacted by the General Assembly of Maryland,
That Section 185 of Article 48A of the Annotated Code of Maryland
(1951 Edition), title "Insurance", sub-title "Life, Accident and
Health Insurance", be and the same is hereby repealed, and that a
new Section 185 be and the same is hereby enacted in lieu thereof, to
stand in the place and stead of the section so repealed, and to read as
follows:

185. (Uniform Provisions.)

(a)  Life Insurance, Annuity, and Accident and Sickness insurance
contracts shall contain in substance such uniform provisions as are
required by the applicable sections of this Article pertaining to
contracts of particular categories of insurance. The Commissioner
may waive the required use of a particular uniform provision in a
particular insurance contract if he finds such provision unnecessary
for the protection of the insured, and inconsistent with the purposes
of the contract.

(b)  No insurance contract shall contain any provision inconsistent
with or contradictory to any such uniform provision used or required

Explanation: Italics indicate new matter added to existing law.
[Brackets] indicate matter stricken from existing law.
CAPITALS indicate amendments to bill.
Strike out indicates matter stricken out of bill.