1082 LAWS OF MARYLAND [CH. 582

This section shall not apply:

1. To such operator or owner if such owner had in effect
at the time of such accident an automobile liability policy
with respect to the motor vehicle involved in such accident;

2. To such operator, if not the owner of such motor ve-
hicle, if there was in effect at the time of such accident an
automobile liability policy or bond with respect to his opera-
tion of motor vehicles not owned by him;

3. To such operator or owner if the liability of such
operator or owner for damages resulting from such acci-
dent is, in the judgment of the department, covered by any
other form of liability insurance policy or bond; or

No such policy or bond shall be effective under this sec-
tion unless issued by an insurance company or surety com-
pany authorized to do business in this State, except that if
such motor vehicle was not registered in this State, or was
a motor vehicle which was registered elsewhere than in this
State at the effective date of the policy or bond, or the most
recent renewal thereof, such policy or bond shall not be
effective under this section unless the insurance company
or surety company if not authorized to do business in this
State shall execute a power of attorney authorizing the
Department to accept service on its behalf of notice or
process in any action upon such policy or bond arising out
of such accident; provided, however, every such policy or
bond is subject, if the accident has resulted in bodily injury
or death, to a limit exclusive of interest and costs, of not
less than [$5, 000] $10, 000. because of bodily injury to or
death of one person in any one accident and, subject to said
limit for one person, to a limit of not less than [$10, 000]
$20, 000. because of bodily injury to or death of two or more
persons in any one accident, and, if the accident has re-
sulted in injury to or destruction of property, to a limit of
not less than [$1, 000] $5, 000. because of injury to or de-
struction of property of others in any one accident.

Immediately upon receipt of notice of such accident, the
insurance company or surety company which issued such
policy or bond shall file with the Department a written
notice that such policy or bond was in effect at the time
of such accident.

4. To any person qualifying as a self-insurer as follows:

(a) Any person in whose name more than twenty-five
motor vehicles are registered may qualify as a self-insurer