THEODORE R. MCKELDIN, GOVERNOR 2007

authorized agent of the insurer, with information sufficient to
identify the insured, shall be deemed notice to the insurer.

(In a policy providing a loss-of-time benefit which may be
payable for at least two years, an insurer may at its option
insert the following between the first and second sentences of
the above provision:

Subject to the qualifications set forth below, if the insured
suffers loss of time on account of disability for which indem-
nity may be payable for at least two years, he shall, at least
once in every six months after having given notice of claim,
give to the insurer notice of continuance of said disability, ex-
cept in the event of legal incapacity. The period of six months
following any filing of proof by the insured or any payment by
the insurer on account of such claim or any denial of liability
in whole or in part by the insurer shall be excluded in applying
this provision. Delay in the giving of such notice shall not im-
pair the insured's right to any indemnity which would other-
wise have accrued during the period of six months preceding
the date on which such notice is actually given. )

(6) A provision as follows: (Claim Forms. ) The insurer,
upon receipt of a notice of claim, will furnish to the claimant
such forms as are usually furnished by it for filing proofs of
loss. If such forms are not furnished within fifteen days after
the giving of such notice the claimant shall be deemed to have
complied with the requirements of this policy as to proof of loss
upon submitting, within the time fixed in the policy for filing
proofs of loss, written proof covering the occurrence, the char-
acter and the extent of the loss for which claim is made.

(7) A provision as follows: (Proofs of Loss. ) Written proof
of loss must be furnished to the insurer at its said office in case
of claim for loss for which this policy provider any periodic
payment contingent upon continuing loss within ninety days
after the termination of the period for which the insurer is
liable and in case of claim for any other loss within ninety days
after the date of such loss. Failure to furnish such proof
within the time required shall not invalidate nor reduce any
claim if it was not reasonably possible to give proof within
such time, provided such proof is furnished as soon as reason-
ably possible and in no event, except in the absence of legal
capacity, later than one year from the time proof is otherwise
required.

(8) A provision as follows: (Time of Payment of Claims. )
Indemnities payable under this policy for any loss other than
loss for which this policy provides any periodic payment will
be paid immediately upon receipt of due written proof of such
loss. Subject to due written proof of loss, all accrued indemni-