1256 LAWS OF MARYLAND. [CH. 511

detail as may be necessary to aid him in determining whether
rating systems comply with the standards set forth in Sub-
section 3. Such rules and plans may also provide for the
recording and reporting of expense experience items which
are specially applicable to this State and are not susceptible
of determination by a prorating of country-wide expense
experience. In promulgating such rules and plans, the com-
missioner shall give due consideration to the rating systems
on file with him and in order that such rules and plans may
be as uniform as is practicable among the several states, to
the rules and to the form of the plans used for such rating
systems in other states. No insurer shall be required to record
or report its loss experience on a classification basis that is
inconsistent with the rating system filed by it. The commis-
sioner may designate one or more rating organizations or
other agencies to assist him in gathering such experience and
making compilations thereof, and such compilations shall be
made available, subject to reasonable rules promulgated by
the commissioner to insurers and rating organizations.

(b) (Interchange of Eating Plan Data. ) Reasonable rules
and plans may be promulgated by the commissioner for the
interchange of data necessary for the application of rating
plans.

(c) (Consultation With Other States. ) In order to further
uniform administration of rate regulatory laws, the commis-
sioner and every insurer and rating organization may ex-
change information and experience data with insurance super-
visory officials, insurers and rating organizations in other
states and may consult with them with respect to rate making
and the application of rating systems.

(d) (Rules and Regulations. ) The commissioner may make
reasonable rules and regulations necessary to effect the pur-
poses of this Act.

14—FALSE OR MISLEADING INFORMATION.

No person or organization shall wilfully withhold informa-
tion from, or knowingly give false or misleading information
to the commissioner, any statistical agency designated by the
commissioner, any rating organization, or any insurer, which
will affect the rates or premiums chargeable under this Act.
A violation of this sub-section shall subject the one guilty of
such violation to the penalties provided in Sub-section 16 of
this Act.

15—ASSIGNED RISKS.

Agreements may be made among insurers with respect to
the equitable apportionment among them of insurance which