WM. PRESTON LANE, JR., GOVERNOR. 1251

kinds of insurance or subdivisions thereof for which the
applicant is authorized to act as a rating organization. Every
such application shall be granted or denied in whole or in
part by the commissioner within sixty days of the date of its
filing with him. Licenses issued pursuant to this sub-section
shall remain in effect for three years unless sooner suspended
or revoked by the commissioner. The fee for said license
shall be twenty-five dollars. Licenses issued pursuant to this
sub-section may be suspended or revoked by the commis-
sioner, after hearing upon notice, in the event the rating
organization ceases to meet the requirements of this para-
graph. Every rating organization shall notify the commis-
sioner promptly of every change in (1) its constitution, its
articles of agreement or association or its certificate of incor-
poration, and its by-laws, rules and regulations governing the
conduct of its business, (2) its list of members and sub-
scribers and (3) the name and address of the resident of this
State designated by it upon whom notices or orders of the
commissioner or process affecting such rating organization
may be served.

(b) Subject to rules and regulations which have been ap-
proved by the commissioner as reasonable, each rating organ-
ization shall permit any insurer, not a member, to be a
subscriber to its rating services for any kind of insurance or
subdivision thereof for which it is authorized to act as a
rating organization. Notice of proposed changes in such
rules and regulations shall be given to subscribers. Each
rating organization shall furnish its rating services without
discrimination to its members and subscribers. The reason-
ableness of any rule or regulation in its application to sub-
scribers, or the refusal of any rating organization to admit
an insurer as a subscriber, shall, at the request of any sub-
scriber or any such insurer, be reviewed by the commissioner
at a hearing held upon at least ten days7 written notice to
such rating organization and to such subscribers or insurer.
If the commissioner finds that such rule or regulation is
unreasonable in its application to subscribers, he shall order
that such rule or regulation shall not be applicable to sub-
scribers. If the rating organization fails to grant or reject
an insurer's application for subscribership within thirty days
after it was made, the insurer may request a review by the
commissioner as if the application had been rejected. If the
commissioner finds that the insurer has been refused ad-
mittance to the rating organization as a subscriber without
justification, he shall order the rating organization to admit
the insurer as a subscriber. If he finds that the action of the
rating organization was justified he shall make an order
affirming its action.