1242 LAWS OF MARYLAND. [CH. 510

writing, to all other provisions of this Act and, with respect to
joint reinsurance, to Sub-sections 12, 15 and 16 of this Act.

(b) If, after a hearing, the commissioner finds that any
activity or practice of any such group, association or other
organization is unfair or unreasonable or otherwise incon-
sistent with the provisions of this Act, he may issue a written
order specifying in what respects such activity or practice is
unfair or unreasonable or otherwise inconsistent with the pro-
visions of this Act, and requiring the discontinuance of such
activity or practice.

12. EXAMINATIONS.

The commissioner shall, at least once in five years, make or
cause to be made an examination of each rating organization
licensed in this State as provided in Sub-section 6 and he
may, as often as he may deem it expedient, make or cause to
be made an examination of each advisory organization re-
ferred to in Sub-section 10 and of each group, association or
other organization referred to in Sub-section 11. The reason-
able costs of any such examination shall be paid by the rating
organization, advisory organization, or group, association or
other organization examined upon presentation to it of a
detailed account of such costs. The officers, manager, agents
and employees of such rating organization, advisory organiza-
tion, or group, association or other organization may be exam-
ined at any time under oath and shall exhibit all books,
records, accounts, documents, or agreements governing its
method of operation. In lieu of any such examination the
commissioner may accept the report of an examination made
by the insurance supervisory official of another state, pur-
suant to the laws of such state.

13. BATE ADMINISTRATION.

(a) (Recording and Reporting of Loss and Expense Experi-
ence. ) The commissioner shall promulgate reasonable rules
and statistical plans, reasonably adapted to each of the rating
systems on file with him, which may be modified from time to
time and which shall be used thereafter by each insurer in the
recording and reporting of its loss and country-wide expense
experience, in order that the experience of all insurers may be
made available at least annually in such form and detail as
may be necessary to aid him in determining whether rating
systems comply with the standards set forth in Sub-section 3.
Such rules and plans may also provide for the recording and re-
porting of expense experience items which are specially applica-
ble to this State and are not susceptible of determination by a
prorating of country-wide expense experience. In promulgating