ALBERT C. RITCHIE, GOVERNOR. 947

SEC. 21. The board of directors may expel from the corpo-
ration any member who has not carried out his engagements
with the corporation, or has been convicted of a criminal
offense, or neglects or refuses to comply with the provisions
of this Act and if the by-laws, or who habitually neglects to
pay his debts or shall become insolvent or bankrupt, subject
to such rules and regulations governing the expulsion of mem-
bers as may be contained in the by-laws. A member may
withdraw from a credit union or a non-member may withdraw
deposits in the way and manner by the by-laws provided.

SEC. 22. At a meeting, specially called to consider the
subject, four-fifths of the entire membership of the corporation
may vote to dissolve the corporation and upon such vote shall
signify their consent to such dissolution in writing. Such cor-
poration shall then file in the office of the Bank Commissioner
such consent, attested by its secretary or treasurer and its presi-
dent or vice-president, with a statement of the names and
residences of the existing board of directors of said corporation
and the names and addresses of its officers duly verified. The
Bank Commissioner, upon satisfactory proof of the solvency
of the corporation, shall issue to such corporation in duplicate
a certificate to the effect that such consent and statement have
been filed and that it appears therefrom that such corporation
has complied with this section. Such duplicate certificate shall
be filed by such corporation with the State Tax Commission,
and thereupon such corporation shall be dissolved and shall
cease to carry on business except for the purpose of adjusting
and winding up its affairs. The said corporation, by its board
of directors, shall then proceed to adjust and wind up its busi-
ness and affairs in such way and manner as the Bank Com-
missioner may direct, and shall continue in existence for the
purpose of discharging its debts and obligations, collecting and
distributing its assets, and doing all other acts required in
order to wind up its business, and may sue and be sued for
the purpose of enforcing such debts and obligations until its
affairs are fully adjusted and wound up, for a period of three
years.

SEC. 23. A credit union may change its place of business
on written notice to the Bank Commissioner.

SEC. 24, A credit union shall be deemed an institution for
savings and. together with all accumulations therein, shall