ALBERT C. RITCHIE, GOVERNOR. 1163

the following questions: Do you understand that it is against
the laws of this state (a) to act as agent, broker or solicitor
for any company without a license from this department, (bj
to misrepresent the conditions of any policy contract, (e) tu
make any discrimination between citizens of this state in
premiums, or in rebating any part of premiums or commis-
sions, or twist or attempt to twist policies by misrepresenta-
tion. Before any license or permit is issued to such agent or
solicitor, the commissioner may make inquiry as to the ac-
curacy of any statement made in said application, and ma>
refuse to issue any such license if convinced that the applicant
therefor has wilfully misrepresented any policy t.i' insurance,
or has dealt unjustly with or wilfully deceived any citizen of.
this state in regard to any insurance policy, or has failed or
refused to pay over to the company, or to his principal, or
other person whom he represents or has represented, or b\
or for whom he is employed or acts, any money or property in
the hands of said agent, solicitor, broker or broker's solicitor be-
longing to said company, firm, broker, principal or person,
when demanded to do so, or has made any false statement,
answer or declaration in his application for. license, or has wil-
fully violated any of the insurance laws of this state or any
ruling of the commissioner which he is by law authorized
to make; provided, that any person deeming himself aggrieved
by any such refusal by the commissioner to grant any such
license as aforesaid, shall have the right to appeal to the
Superior Court of Baltimore City for a writ of mandamus
to compel the issuance of such license in any proper case
where the same has been wrongfully and improperly withheld.

SEC. 61. Revocation of License of Agent or Broker. When-
ever the commissioner shall be satisfied that -any insurance
broker, broker's solicitor, agent or solicitor, licensed or regis-
tered by this state, has wilfully violated any of the insurance
laws of this state, or has wilfully misrepresented any policies
of insurance, or has dealt unjustly with or wilfully deceived
any citizen of this state in regard to any insurance policy.
•>r has failed or refused to pay over to the company or to
his principal or other person whom he represents or has
represented, or by or for whom he is employed or acts, any
money or property in the hands of said agent, solicitor,
broker or broker's solicitor belonging to said company, firm,
broker, principal or person when demanded to do so, or has
violated any ruling of the insurance -lepartment which he is