ALBERT C. RITCHIE, GOVERNOR. 1151

not less than one hundred dollars or more than one thousand
dollars for each subsequent offense.

SEC. 44. Rebating Unlawful (Life and Accident.) No in-
surance company doing business in this state shall make or
permit any discrimination or distinction in favor of individuals
of the same class and equal expectation of life in the amount
of premiums or rates charged for policies of life or endowment
insurance, or for policies insuring persons against accidental
bodily injury, or in any of the terms and conditions of the con-
tracts it makes, as an inducement of such insurance; nor shall
any such company or any officer, agent, solicitor or representa-
tive thereof, or any insurance broker, pay, allow or give, or
offer to pay, allow or give, directly or indirectly, as induce-
ment to such insurance, or after the insurance shall have been
effected, any rebate from the premium which is specified in
the policy, nor shall the insured, his agent or representative,
directly or indirectly accept or knowingly receive any rebate
from the premium specified in the policy, or any special favor
or advantage in the dividends or other benefits to accrue thereon,
or any paid employment or contract for services of any kind,
or any special advantage in date of policy or age of issue, or
any valuable consideration whatever, not specified in the policy.
Nor shall any company, or its representatives, procure for any
person applying for insurance, or for any person acting in
collusion with him in seeking to avoid the penalty prescribed
for violation of this section, a state license for the purpose of
illowing such person a rebate. Provided that nothing in this
section shall be so construed as to forbid a company transacting
industrial insurance on the weekly payment plan, with weekly
collection of premiums at the houses of the insured, from
returning to policyholders who have made premium payments
directly to the company at its home office or district offices, the
savings which the company effects through such direct pay-
ments; and provided further that nothing in this section shall
be so contrued as to forbid a company issuing non-participating
life insurance from paying bonuses to policyholders out of sur-
plus accumulated from such non-participating insurance.

SEC. 45. Rebating Unlaivful (Fire and Miscellaneous.) No
fire, casualty, surety or other insurance company, Lloyds, or
individual underwriters authorized to do insurance business
in this state, or any officer, agent, solicitor or representative
thereof, shall make any contract for insurance on property or