50 LAWS OF MARYLAND. [CH. 33

other business. Every director shall take and subscribe an
oath that he will diligently and honestly perform the duties of
such office, and will not knowingly violate or permit a violation
of any provision of this Article.

38. In the month of October in the year one thousand
nine hundred and nineteen, and in every fourth year there-
after, prior to the meeting of the General Assembly of
Maryland, the treasurer of every savings institution in the
State shall deliver to the Bank Commissioner a written state-
ment, sworn to by him or by the president, containing the
name and the amount standing to his or her credit of every
depositor who shall not have made any deposit therein or
drawn any money upon their accounts for a period of twenty
years next prior to the first day of September preceding; pro-
vided that accounts of five dollars or less shall not be so re-
ported; and provided further, that this Section shall not apply
to the deposit made by any person known to the said treasurer
to be living. The Commissioner shall communicate the state-
ments which shall be received by him in his next report to the
Governor.

43. The articles of incorporation shall be executed in tripli-
cate by the persons joining therein, before any officer authorized
to take acknowledgments, and then filed with the Bank Commis-
sioner for examination. The Bank Commissioner shall there-
upon ascertain from the best sources of information at his com-
mand, and by such investigation as he may deem necessary,
whether the character, responsibility and general fitness of the
person or persons, named in such certificate, are such as to com-
mand confidence and warrant belief that the business of the pro-
posed corporation will be honestly and efficiently conducted in
accordance with the intent and purpose of this Article, and
whether the public convenience and advantage will be promoted
by allowing such proposed corporation to engage or continue in
business. After the Bank Commissioner shall have satisfied
himself by such investigation whether it is expedient, and de-
sirable to permit such proposed corporation to engage or con-
tinue in business, he shall have power to require such changes
in said certificate as he may deem necessary. He shall within
sixty days after the date of the filing of such certificate for
examination, endorse upon each of the triplicates thereof, over
his official signature, the word "approved" or the word "re-
fused" with the date of such endorsement. In case of refusal
he shall return one of the triplicates so endorsed to the pro-