202 LAWS OF MARYLAND. [CH. 88

of interest charged. Upon such statement there shall be printed
in English a copy of Section fourteen (14) of this Act;

(b) Give to the borrower a plain and complete receipt for
all payments made on account of any such loan at the time
such payments are made;

(c) Upon repayment of the loan in full, mark indelibly
every paper signed by the borrower with the word "Paid" or
"Cancelled, " and release any mortgage, restore any pledge,
cancel and return any note and cancel and return any assign-
ment given by the borrower as security.

SEC. 16. No licensee shall take any confession of judgment
or any power of attorney, nor shall he take any note, promise
to pay, or security that does not state the actual amount of the
loan, the time for which it is made and the rate of interest
charged, nor any instrument in which blanks are left to be
filled after execution.

SEC. 17. No assignment of or order for the payment of any
salary or wages, earned or to be earned, given to secure a loan,
shall be valid unless such loan is contracted simultaneously
with its execution; nor unless in writing signed in person by
the borrower; nor, if the borrower is married, unless signed in
person by both husband and wife; provided, that written assent
of a spouse shall not be required when husband and wife have
been living separate and apart for a period of at least five
months prior to such assignment.

(a) Under any such assignment or order for the payment
of future salary or wages given as security for a loan made
under this Act a sum of ten (10) per centum of the borrower's
salary or wages, shall be collectible therefrom by the licensee
at the time of each payment of salary or wages, from the time
that a copy thereof, verified by the oath of the licensee, or his
agent, together with a verified statement of the amount unpaid
upon such loan, is served upon the employer,

SEC. 18. No person, co-partnership or corporation, except
as authorized by this Act shall, directly or indirectly, charge,
contract for, or receive any interest or consideration greater
than six (6) per centum per annum upon the loan, use or for-
bearance of money, goods or things in action, or upon the loan,
use or sale of credit, of the amount or value of three hundred
dollars ($300) or less.