230 LAWS OF MARYLAND.

153. Where an acceptance is written on a paper other than
the bill itself, it does not bind the acceptor, except in favor of
a person to whom it is shown, and who, on the faith thereof,
receives the bill for value.

154. An unconditional promise in writing to accept a bill
before it is drawn is deemed an actual acceptance in favor of
every person who, upon the faith thereof, receives the bill for
value.

155. The drawee is allowed twenty-four hours after present-
ment in which to decide whether or not He will accept the bill;
but the acceptance, if given, dates as of the day of presenta-
tion.

156. Where a drawee to whom a bill is delivered for accept-
ance destroys the same, or refuses within twenty-four hours
after such delivery or within such other period as the holder
may allow, to return the bill accepted or non-accepted to the
holder, he will be deemed to have accepted the same.

157. A bill may be accepted before it has been signed by the
drawer, or while otherwise incomplete, or when it is overdue,
or after it has been dishonored by a previous refusal to accept,
or by non-payment. But when a bill payable after sight is
dishonored by non-acceptance and the drawee subsequently
accepts it, the holder, in the absence of any different agree-
ment, is entitled to have the bill accepted as of the date of the
first presentment.

158. An acceptance is either general or qualified. A general
acceptance assents without qualification to the order of the
drawer. A qualified acceptance in express terms varies the
effect of the bill as drawn.

159. An acceptance to pay at a particular place is a general
acceptance nnless it expressly states that the bill is to be paid
there only and not elsewhere.

160. An acceptance is qualified, which is:

1. Conditional—that is to say, which makes payment by the
acceptor dependent on the fulfillment of a condition therein
stated ;

2. Partial—that is to say, an acceptance to pay part only of
the amount for which the bill is drawn ;

3. Local—that is to say, an acceptance to pay only at a par-
ticular place;

4. Qualified as to time ;

5. The acceptance of some one or more of the drawees, but
not of all.