210 LAWS OF MARYLAND.

2. The drawer or maker ; or

3. The drawee; or

4. Two or more payees jointly ; or

5. One or some of several payees; or

6. The holder of an office for the time being.
When the instrument is payable to order, the payee must be
named or otherwise indicated therein with reasonable certainty.

28. The instrument is payable to bearer:

1. When it is expressed to be so payable; or

2. When it is payable to a person named therein or bearer;
or

3. When it-is payable to the order of a fictitious or non-
existing person, and such fact was known to the person making
it so payable; or

4. When the name of the payee does not purport to be the
name of any person ; or

5. When the only or last indorsement is an indorsement in
blank.

29. The instrument need not follow the language of this
Act, but any terms are sufficient which clearly indicate an inten-
tion to conform to the requirements hereof.

30. Where the instrument or an acceptance or any indorse-
ment thereon is dated, such date is deemed prima facie to be
the true date of the making, drawing, acceptance or indorse-
ment, as the case may be.

31. The instrument is not invalid for the reason only that it
is ante-dated or post-dated, provided this is not done for an
illegal or fraudulent purpose. The person to whom an instru-
ment so dated is delivered acquires the title thereto as of the
date of delivery.

32. Where an instrument expressed to be payable at a fixed
period after date is issued undated, or where the acceptance of
an instrument payable at a fixed period after sight is undated,
any holder may insert therein the true date of issue or accept-
ance, and the instrument shall be payable accordingly. The
insertion of a wrong date does not avoid the instrument in the
hands of a subsequent holder in due course; but as to him,
the date so inserted is to be regarded as the true date.

33. Where the instrument is wanting in any material par-
ticular, the person in possession thereof has a prima facie
authority to complete it by filling up the blanks therein. And