Ch. 172 LAWS OF MARYLAND

CHAPTER 172
(House Bill 644)

AN ACT concerning

Consumer Protection - Payments by Check - Use of Credit Card Information

FOR the purpose of altering the provisions of the Maryland Consumer Protection Act
to prohibit a person from requesting or recording the account number e*
expiration date of any credit card of the drawer of a check or other draft as a
condition of accepting the check or other draft as payment for consumer credit,
goods, realty, or services under certain circumstances; permitting a person to
request or record certain credit card information of a drawer of a check or other
draft or of any consumer under certain circumstances; defining a certain term;
terms; providing for a delayed effective date; and generally relating to the use of
credit card information in accepting payments made by check.

BY adding to

Article - Commercial Law

Section 13-317

Annotated Code of Maryland

(1983 Replacement Volume and 1989 Supplement)

SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF
MARYLAND, That the Laws of Maryland read as follows:

Article - Commercial Law

13-317.

(A) (21 IN THIS SECTION, THE FOLLOWING WORDS HAVE THE
MEANINGS INDICATED.

(21 "DRAWER" MEANS THE INDIVIDUAL WHO MAKES OR
SIGNS A CHECK OR OTHER DRAFT.

(3j "DRAFT" DOES NOT INCLUDE A CREDIT OR DEBIT CARD
SALES DRAFT.

(B) SUBJECT TO THE PROVISIONS OF SUBSECTION (C) OF THIS
SECTION, AS A CONDITION OF ACCEPTING A CHECK OR OTHER DRAFT AS
PAYMENT FOR CONSUMER CREDIT, GOODS, REALTY, OR SERVICES, A
PERSON MAY NOT REQUEST OR RECORD THE ACCOUNT NUMBER OR
EXPIRATION DATE OF ANY CREDIT CARD OF THE DRAWER OF THE
CHECK OR OTHER DRAFT PROVIDED THE DRAWER PROVIDES-AN
ALTERNATIVE FORM OF IDENTIFICATION THAT HAS BEEN ISSUED BY AN
EMPLOYER, GOVERNMENTAL AGENCY, EDUCATIONAL INSTITUTION, OR
OTHER BONA FIDE ENTITY THAT BEARS THE DRAWER'S SOCIAL
SECURITY NUMBER.

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