VETOES

contract, mortgage, promissory note or other document incident to a
home-improvement transaction;

(5) Preparing, arranging, participating in arranging, or accepting any
mortgage, promissory note, or other evidence of indebtedness upon the obligations of a
home-improvement transaction with knowledge that it recites a greater monetary
obligation than the consideration for the home-improvement work, which consideration
may be a time sale price;

(6) Directly or indirectly publish any advertisement relating to home
improvements which contains an insertion, representation or statement of fact which is
false, deceptive, or misleading; provided that any advertisement which is subject to and
complies with the then existing rules, regulations or guides of the Federal Trade
Commission shall not be deemed false, deceptive or misleading; or by any means
advertising or purporting to offer the general public any home-improvement work with
the intent not to accept contracts for the particular work or at the price which is
advertised or offered to the public;

(7) Violation of the building laws of this State or of any political
subdivision thereof, or of the safety, or labor, or workmen's compensation insurance
laws of this State;

(8) Doing any home-improvement business with or through any person
who is subject to the licensing requirements of this subtitle when such person is not
licensed as required;

(9) Misrepresentation of a material fact by an applicant in obtaining a
license;

(10) Failure to notify the Commission of any change of control in
ownership, management or business name or location, or of appointment of salesman as
required by §§ 255 and 257;

(11) Conducting a home-improvement business in any name other than the
one in which the contractor or salesman is licensed;

(12) Advertising in any manner that a licensee is licensed under this subtitle
unless the advertisement includes an accurate reference to the appropriate current
license number consisting of and limited to the form and legend: "Maryland Home
Improvement Commission License No.";

(13) Constructing, repairing or remodeling any fallout shelter with
knowledge that the work does not conform to the minimum applicable standards of
protection to persons using the shelter as promulgated by the Maryland Emergency
Management Agency;

(14) Failure to comply with any order, demand or requirement lawfully
made by the Commission under and within the authority of this subtitle;

(15) The demand for or the receipt of any payments prior to the signing of
a home-improvement contract; and

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