Ch. 439 LAWS OF MARYLAND
Approved May 29, 1990.

CHAPTER 439
(Senate Bill 222)

AN ACT concerning

Health Insurance - Application Forms - Preexisting Conditions

FOR the purpose of requiring the Insurance Commissioner to disapprove or withdraw
previous approval of health insurance application forms that are filed with the
Commissioner if the application forms inquire about any preexisting condition for
which the applicants have not received medical care or advice from a physician
licensed health care provider during a certain period prior to the date of application
or if the application forms inquire about certain other medical procedures
conducted prior to a certain period preceding the date of application; and
generally relating to the disapproval of health insurance application forms by the
Insurance Commissioner.

BY repealing and reenacting, with amendments,
Article 48A - Insurance Code
Section 376

Annotated Code of Maryland
(1986 Replacement Volume and 1989 Supplement)

SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF

MARYLAND, That the Laws of Maryland read as follows:

Article 48A - Insurance Code

376.

(a) The Commissioner shall disapprove any form filed under § 375 of this
subtitle or withdraw any previous approval if the forms do not meet the requirements of
subsection (b) of this section. Furthermore, the Commissioner may set forth reasonable
rules and regulations consistent with the requirements of subsection (e) of this section
in order to establish minimum benefits and coverages as may be required.

(b) The Commissioner shall disapprove any form filed, or withdraw any previous
approval, if the form:

(1) Is in any respect in violation of or does not comply with this article; or

(2) Contains or incorporates by reference, where the incorporation is
otherwise permissible, any inconsistent, ambiguous, or misleading clauses, or exceptions
and conditions which deceptively affect the risk purported to be assumed in the general
coverage of the contract; or

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