92 LAWS OF MARYLAND. [CH. 46

of any banking institution may during the period of one
year and such further period of one year, if any, be with-
drawn, to such extent as in his judgment the safety of the
institution and the interest of the public may require. The
Board of Directors of any banking institution may, with
the authority or approval of the Bank Commissioner, adopt
such special by-laws, rules or regulations governing the
withdrawal of deposits and other funds during said one
year and extended period as in the judgment of the Bank
Commissioner the safety of the institution and the interest
of the public may require. Such restrictions, terms and
conditions prescribed by the Bank Commissioner and such
rules and regulations adopted by any banking institution
may differ with respect to different banks; but except as
otherwise provided for in this Act, restrictions on with-
drawals and pro-rata withdrawal rights shall be uniform
as to all deposits in the same banking institution.

71D. In addition to the powers conferred by Sections
71C to permit payments on a pro-rata basis, the Bank
Commissioner may, from time to time, in the case of sav-
ings or time deposits, by uniform rule as to each particular
institution, limit or increase the amount of any pro-rata
withdrawal, by fixing maximum and minimum amounts,
available for withdrawal during stated periods of time,
and may also, whenever he deems it in the public interest,
determine the amount or amounts of deposits, belonging
to any banking institution as a part of its reserve funds,
that may be withdrawn from time to time by said banking
institution from the institution in which such funds are
deposited, and the percentage of such withdrawals may be
greater in percentage but not less than the percentage pre-
scribed by him for the withdrawal of deposits by private
individuals.

71E. Any banking institution under the custody of
the Bank Commissioner, as authorized by this Act, may
receive new deposits which shall be withdrawable in ac-
cordance with the terms of such new deposits, and shall
be preferred in right of payment and satisfaction to all
other deposits, debts or liabilities of any nature whatso-
ever, made or incurred prior to the assumption of manage-
ment by the Bank Commissioner. The percentage of old
deposits, when made available for withdrawal by the Bank
Commissioner from time to time, shall have the status of
new deposits within the meaning of this section. Such
new deposits shall not be subject to any restrictions im-