1236 LAWS OF MARYLAND. [CH. 51T

(g) "Federal Government" shall include the United States
of America, the Federal Emergency Administration of Public
Works or any other agency or instrumentality, corporate or
otherwise, of the United States of America.

(h) "Slum" shall mean any area where dwellings predom-
inate which, by reason of dilapidation, overcrowding, faulty
arrangement or design, lack of ventilation, light or sanitary
facilities, or any combination of these factors, are detrimental
to safety, health and morals.

(i) "Housing Project" shall mean any work or undertaking:
(1) to demolish, clear or remove buildings from any slum
area; such work or undertaking may embrace the adaptation
of such area to public purposes, including parks or other
recreational or community purposes; or (2) to provide decent,
safe and sanitary urban or rural dwellings, apartments or
other living accommodations for persons of low income; such
work or undertaking may include buildings, land, equipment,
facilities and other real or personal property for necessary,
convenient or desirable appurtenances, streets, sewers, water
service, parks, site preparation, gardening, administrative,
community, health, recreational, educational, welfare or other
purposes; or (3) to accomplish a combination of the forego-
ing. The term "housing project" also may be applied to the
planning of the buildings and improvements, the acquisition
of property, the demolition of existing structures, the con-
struction, reconstruction, alteration and repair of the improve-
ments and all other work in connection therewith.

(j) "Persons of low income" shall mean persons of families
who lack the amount of income which is necessary (as de
termined by the authority undertaking the housing project) to
enable them, without financial assistance, to live in decent
safe and sanitary dwellings, without overcrowding.

(k) "Bonds" shall mean any bonds, notes, interim certifi-
cates, debentures, or other obligations issued by the authority
pursuant to this Article.

(1) "Real property" shall include all lands, including im-
provements and fixtures thereon, and property of any nature
appurtenant thereto, or used in connection therewith, and
every estate, interest and right, legal or equitable, therein,
including terms for years and liens by way of judgment, mort-
gage or otherwise and the indebtedness secured by such liens.

(m) "Obligee of the authority" or "obligee" shall include
any bondholder, trustee or trustees for any bondholders, or
lessor demising to the authority property used in connection
with a housing project, or any assignee or assignees of such
lessor's interest or any part thereof, and the Federal Govern-
ment when it is a party to any contract with the authority.

(n) Wherever the term "resolution" is used in this Act,
referring to action of the governing body of a City, as herein