ART. 23] LOANS ON CHATTELS. 579

loan of money or other valuable thing on the security of any
chattels, nor shall make any loan of money or of any other
valuable thing on the security of any chattels or otherwise,
except in its own proper corporate name and for its own behalf
or benefit; and no such corporation making any such loan, as
aforesaid, shall be entitled to charge any borrower of money
from it, or shall take from any borrower from it, or other
person, any other thing for or in the name of premium, or of
compensation for renewing or continuing any such loan as it
may be authorized to lawfully make, than lawful interest at the
rate of six per centum per annum, for the term during which
such loan shall be renewed or continued; and every security
taken by any such corporation for any such loan as aforesaid
shall express plainly the period of time for which such loan is
made, and the entire interest agreed to be paid for said loan
for the term of such loan, which entire interest shall in no case
nor by any. means be made to exceed the rate of six per centum
per annum on the money or other thing loaned for the term of
such loan; and any contract or security for any such loan, or
providing for the renewal or continuance of any such loon,
made in violation of this section, shall be absolutely null and
void. And no person or persons in this State shall assume to
deal or act as a corporation, or in any corporate name or in any
other than in his, her or their own proper name or names, in
any of the matters or things prohibited by this section under
a penalty of not less than fifty dollars for every offense, to be
recovered by indictment in any court having criminal jurisdic-
tion in the city or county where any such offense may have
been committed; and every security taken by any such person
or persons in any such name of a corporation, or in any other
than his, her or their own proper name or names, shall be
absolutely null and void; provided, this section shall not apply
to homestead and building and loan associations incorporated
under the laws of this State.

Comm'l Association v. Mackenzine, 85 Md. 136.

Companies for the Erection of Bridges.

1888, art. 23, sec. 86. 1868, ch. 471, sec. 118.

113. If any corporation formed under the provisions of this
article shall desire to erect any bridge over any river, creek or
stream of water in this State, or between this and another
State, the said corporation shall first obtain the consent, in
writing, of the county commissioners of the county in which