332 BILLS OF EXCHANGE AND PROMISSORY NOTES. [ART. 13

1. Where the sum payable is expressed in words and also
in figures, and there is a discrepancy between the two, the sum
denoted by the words is the sum payable; but if the words
are ambiguous or uncertain, references may be had to the
figures to fix the amount;

2. Where the instrument provides for the payment of interest,
without specifying the date from which interest is to run, the
interest runs from the date of the instrument, and if the instru-
ment is undated, from the issue thereof;

3. Where the instrument is not dated, it will be considered
to be dated as of the time it was issued;

4. Where there is a conflict between the written and printed
provisions of the instrument, the written provisions prevail;

5. Where the instrument is so ambiguous that there is doubt
whether it is a bill or note, the holder may treat it as either,
at his election;

6. Where a signature is so placed upon the instrument that
it is not clear in what capacity the person making the same
intended to sign, he is to be deemed an endorser;

7. Where an instrument containing the words, " I promise
to pay," is signed by two or more persons, they ore deemed to
be jointly and severally liable thereon.

37. No person is liable on the instrument whose signature
does not appear thereon, except as herein otherwise expressly
provided. Eut one who signs in a trade or assumed name
will be liable to the same extent as if he had signed in his own
name.

38. The signature of any party may be made by a duly
authorized agent. No particular form of appointment is neces-
sary for this purpose; and the authority of the agent may be
established as in other cases of agency.

39. Where the instrument contains, or a person adds to his
signature, words indicating that he signs for or on behalf of a
principal, or in a representative capacity, he is not liable on
the instrument if he was duly authorized; but the mere addi-
tion of words describing him as an agent, or as filling a repre-
sentative character, without disclosing his principal, does not
exempt him from personal liability.