1278 HUSBAND AND WDJE. [ART. 45

own use, free from the claims of the representatives of her
husband, or any of his creditors.

Mutual Benefit Life Ins. Co. v. Wise, 34 Md. 582 Emerick v. Coakley,
35 Md 188. Whitndge v. Barry, 42 Md. 140. Knickerbocker Life Ins. Co.
v. Peters, 42 Md. 415. Mutual Life Ins. Co. v. Stibbe, 46 Md. 312. Elliott
v. Bryan, 64 Md. 368. Earnshaw v. Stewart, 64 Md. 514.

1888, art. 45, sec. 9. 1878, ch. 200. 1898, ch. 457.

9. All policies of life insurance upon the life of any person
which may hereafter mature, and which have been or shall be
taken out for the benefit of or bona fide assigned to the wife or
children or any relative dependent upon such person or any
creditor shall be vested in such wife or children or other relative
or creditor, free and clear from all claims of the creditors of
such insured person.

Ibid. sec. 10. 1860, art. 45, sec 9 1840, ch 212, sec. 2
1868, ch. 471, sec. 101 1898, ch. 457.

10. If the wife shall die before her husband the amount of
such insurance may be payable after her death to the children
or descendants for their use, and to their guardian, if under
age, and, if there be no children or descendants of the wife
living at the time of her death, to her legal representatives.
Emerick v. Coakley, 35 Md. 188.

Ibid. sec. 11. 1860, art. 45, sec. 10. 1853, ch. 335. 1898, ch. 457.

11. The receipt of any married woman for the payment of
money deposited by her before or after marriage shall be a
valid discharge to any individual or corporation making such
payment; provided that nothing contained in this section shall
prevent any creditor of the husband from attaching the same
or restraining the payment by injunction if the deposit was
made in fraud of his creditors.

Ibid sec. 12. 1860, art. 45, sec 11. 1842, ch. 293, sec. 5. 1856, ch. 154, sec. 94
1888, ch. 329. 1894, ch. 326. 1898, ch. 457. 1900, ch. 195.

12. Any married woman may, at whatever age she may be,
relinquish her dower in any real estate by the joint deed of
herself and husband or by her separate deed or she may
authorize an agent or attorney to relinquish the same by a
power of attorney executed jointly with her husband or by
herself without the joinder of her husband. And in like
manner any husband may relinquish his interest in the real
estate of his wife by joint or separate deed, or may authorize