334 CORPORATIONS—INSURANCE DEPARTMENT. [ART. 23.

the insurance department, the sum of twenty cents per folio;
and for affixing the official seal to such copy and certifying the

same, one dollar; for valuing policies of life insurance companies,
thirty dollars per million of insurance, or any fractional part

thereof; for official examinations of companies under this article,
the actual expenses incurred; provided that the filing of the
papers with the insurance commissioner, as required by this
article, shall be in h'eu of all papers now required by law to be
filed with the comptroller and clerk of the superior court of
Baltimore city.

T. G. L., (1860,) art. 56, sec. 32. 1858, ch. 432, sec. 4. 1872, ch. 388. 1874,

ch. 400. 1876, ch. 248. 1878, ch. 106. 1880, ch. 887.

1888, ch. 424.

127. Any person, body politic or corporate, partnership or

association, who or which shall make, negotiate or soh'cit within
this State any contract of insurance, whether of adult or infant,

or by whatsoever title the same may be known, or shall effect an
insurance or insurances, or pretend to effect an insurance or in-
surances, or connect any other person or persons with them in any
policy they may at the time hold, or shall do any business of in-
surance of any kind, or make any guaranty, contract or pledge
for the payment of annuities or endowments, or money, whether
the amount thereof be fixed or contingent, to the families or
representatives of any policy or certificate holder, or the like; or

shall advertise or circulate any card, circular, notice, or open or
keep any office for the transaction of said business, except an in-
surance broker duly licensed, without fully complying with all
the provisions of this sub-title of this article shall be subject to
the fines imposed by section 138 of this article; and the term in-
surance company, as used in this article, shall be taken to embrace
every corporation, association, partnership or individual engaging
in such business; and every such corporation, association, partner-
ship or individual making any engagement for the payment of
any money or other benefits in the event of sickness, accident or
death, or other contingency, either to the member, policy or cer-
tificate holder, or by whatsoever name the same may be known,
or to their families or representatives, or entering into any con-
tract or agreement in which the chances or probabilities of the

'duration of life, or the rate of mortality or hazard of occupation