ART. 36. ] INTEREST AND USURY. 301

ARTICLE XXXVI.
INTEREST AND USURY.

1 What interest shall be charged and how 5 What plea shall state, what plaintiff to re-
calculated cover
2. When plea of usury not allowed 6 Usury no cause of action when debt dis-

3 What deemed usury charged

4 Penalty

calcinated cover 2. When plea of usury not allowed 6 Usury no cause of action when debt dis- 3 What deemed usury charged 4 Penalty 1, Interest may be charged or deducted at the rate of six per centum per annum, and the same may be calculated according to the standard laid down in Rowlett's Tables.	Art 95, s 1 1826, c 99, 1832, c 152 What interest shall be charged and bow calcu- lated 29 Md 473, 45 Md 546, 7 G & J 44, 10 G & J 300.
2 No plea of usury shall be available against any legal or equit- able assignee or holder of any bond, bill obligatory, bill of exchange, promissory note, or other negotiable instrument, where such assignee or indorsee or holder shall have received the same for a bond fide and legal consideration, without notice of any usury in the creation or subsequent assignment thereof	Id s 2 1824, c 200 When plea of usury not allowed 4 H & J 507.
3. If any person shall exact, directly or indirectly, for loan of any mone3r, goods, or chattels, to be paid in money above the value of six dollars for the forbearance of one hundred dollars for one year, and so after that rate for a greater or lesser sum, or for a longer or shorter time, he shall be deemed guilty of usury.	Id s 3 1704, c 69, s 1 What deemed usury 24 Md 62, 30 Md 465
4. Any person guilty of usury shall forfeit all the excess above the real sum or value of the goods and chattels, actually lent or advanced, and the legal interest on such sum or value, which for- feiture shall inure to the benefit of any defendant who shall plead usury and prove the same.	Id s 4 1845, c 352, s 4 Penalty 27 Md 362, 35 Md 262, 36 Md 181, 38 Md I, 75, 86, 45 Md 546, 47 Md 391
5. Every plea of usury shall state the sum of money or the value of the goods and chattels lent or advanced, with the time at which the same was so lent or advanced, and the plaintiff shall be entitled to recover the sum of money or the value of the goods and chattels actually lent or advanced, with legal interest from the time the same was so lent or advanced	Id s 5 1845, c 352, s 1 What plea shall State. What plain tiff to recover 11 Md 198, 13 Md 202, 19 Md. 23, 34 Md 389, 47 Md 391,
6. Provided, however, that nothing in the preceding sections of this article shall be so construed as to make usury a cause of action in any case where the bond, bill obligatory, promissory note, bill of exchange, or other evidence of indebtedness, has been redeemed or settled for by the obligor or obligors, in money or other valuable consideration, except that of a renewal in whole or in part of the original indebtedness, but this section shall not apply to any cases of claims or suits now instituted by assignees in bankruptcy.	9 Gill 337, 302 1876, c. 358 Usury no cause of action when debt discharged 45 Md. 546, 47 Md 395