438 ARTICLE 11

part thereof, or any interest or dividend thereon, may be paid to either of
said persons, whether the other be living or not; and the receipt or acquit-
tance of the person so paid shall be a valid and sufficient release and dis-
charge to the bank for any payment so made.

This section held to have no bearing upon the question of whether a gift of a fund had
been perfected. Mathias v. Fowler, 124 Md. 667.

This section has no application where provision in pass book requires its production
when money is withdrawn. Sayings Bank v. Appler, 151 Md. 578.

Deposit in joint names of sisters does not give bank right of set-off as regards note
of one sister in absence of evidence showing that she had separate interest in deposit.
People's Bank v. Turner, 169 Md. 430.

An. Code, 1924, sec. 77. 1912, sec. 74. 1910, ch. 219, sec. 73 (p. 30).

103. Legal process against any banking institution may be served upon
such institution in the manner now provided by law for such service on
other corporations organized under the laws of this State.
See art. 23, secs. 109 and 119.

An. Code, 1924, sec. 78. 1912, sec. 75. 1910, ch. 219, sec. 74 (p. 30). 1912, ch. 194,
sec. 74, 1918, ch. 33, sec. 75.

104. No person, co-partnership or corporation not subject to the super-
vision and examinations of the Bank Commissioner, and not required to
make reports to him by the provisions of this Article, shall make use of any
sign at the place where such business is transacted, having thereon any
artificial or corporate name or other words indicating that such place or
office is the place or office of a banking institution as defined in this Article;
nor shall such person or persons make use of or circulate any letter-heads,
bill-heads, blank notes, blank receipts, certificates, circulars, or any written
or printed, or partly written or printed paper whatever, having thereon
any artificial or corporate name, or other word or words indicating that
such business is the business of a banking institution. Any person or per-
sons violating any of the provisions of this section, either individually or
as an interested party in any co-partnership or corporation, shall be guilty
of a misdemeanor, and on conviction thereof shall be fined in a sum not
more than one thousand dollars, or by imprisonment not more than one
year, or by both fine and imprisonment. The provisions of this section shall
not apply to persons, co-partnerships, or corporations which, on June 1,
1918, are engaged in business in incorporated towns or cities of the'State
of less than ten thousand inhabitants.

An. Code, 1924, sec. 79. 1912, sec. 76. 1910, ch. 219, sec. 75 (p. 31).

105. At all meetings of the stockholders of a bank or trust company for
elections and other purposes, no person shall be allowed to vote on any share
or shares of stock at such meetings, either in person or by proxy, unless the
said person shall, if required by a stockholder, make oath before the judges
of election, or other officers of the meeting, that he or she, as the case may
be, is the lawful and bona fide owner of said stock, having purchased and
paid, or secured payment for the same with a full consideration, or received
the same by inheritance, bequest, marriage, distribution or gift, and with-
out any understanding that the said stock is to be transferred to the party
from whom it was received; or in case of voting by proxy or power of attor-
ney, the person holding such proxy or power of attorney shall make oath or
affirmation, if required by a stockholder, that he believed his principal, for
whom he offers to vote, bought and paid for, or secured the payment for the
said stock with a full consideration, or that the said principal, to the best