BANKS AND TRUST COMPANIES 403

An. Code, 1924, sec. 11. 1912, sec. 11A. 1914, ch. 805, sec. 11A. 1931, ch. 294, sec. 11.

20. If in the opinion of the Bank Commissioner any banking institu-
tion, and any of the officers, managers and trustees of any banking institu-
tion, have violated any of the provisions of this or any law governing the
same, he may forthwith report such violation to the Governor of the State,
who may direct the Attorney General to institute a proper proceeding for
the prosecution for such violation.

See notes to Sec. 12.

An. Code, 1924, sec. 12. 1912, sec. 12. 1910, ch. 219, sec. 12 (p. 9).

21. The Bank Commissioner shall examine, or cause to be examined,
any institution named in this Article when requested by the board of
directors of such institution.

An. Code, 1924, sec. 13. 1912, sec. 13. 1910, ch. 219, sec. 13 (p. 9).

22. The Bank Commissioner shall examine each statement received,
as provided to be made in this Article by the banking institutions, and
when in his judgment any irregularities or bad management are disclosed
therein, or if such statement is not furnished within the time limit required,
or if furnished, does not in all respects conform to the requirements set
forth in this Article, he shall examine into the condition and verify the
report of any such institution.

Cited but not construed in State v. Page, 163 Md. 512.

An. Code, 1924, sec. 14. 1912, sec. 14. 1910, ch. 219, sec. 14 (p. 9). 1914, ch. 805, sec. 14.

1918, ch. 33, sec. 14.

23. The Bank Commissioner, his deputy, attorney and every clerk or
examiner in his department shall be bound by oath to keep secret all the
facts and information obtained in the course of such examination, except
so far as the public duty of such officer requires him to report upon or take
special action regarding the affairs of any banking institution, and except,
when called as a witness in any criminal proceeding or trial in a Court of
Justice. If any Bank Commissioner, deputy, clerk or examiner in such
department shall disclose the name of any debtor of any banking institu-
tion, or anything relative to the private accounts or transactions of such
institution, or shall disclose any fact discovered in the_ course of his ex-
amination, except as herein provided, he shall be subject, on conviction
thereof, to forfeiture of his office, and to the payment of not more than one
thousand dollars or imprisonment not more than two years, or both.

Provided, that upon the request of any banking institution which de-
sires and has made application for membership in or which is a member
of the Federal Reserve System, together with the request of the Federal
Reserve Bank of the District in which said institution is located, or its
duly authorized representative, the Bank Commissioner is authorized to
furnish the said Federal Reserve Bank with all facts and information at
any time in his possession concerning any such banking institution.

This section referred to in construing sec. 76. State v. Page, 163 Md. 511, 515.

An. Code, 1924, sec. 15. 1912, sec. 15. 1910, ch. 219, sec. 15 (p. 9). 1931, ch. 294, sec. 15.

24. Neither the Bank Commissioner, Deputy Bank Commissioner nor
any of the Clerks in the employ of the Bank Commissioners' office, shall
become indebted to any banking institution, or other institution subject