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45. Reports to bank commissioner.
46. Publication of reports.
47. Statement of deposits inactive for
twenty years.
48. Penalty for failure to comply with
preceding section.
49. Foreign corporations and resident cor-
porations and associations not au-
thorized to conduct business of
savings bank.
50. Amendment of charter.
51. Voluntary liquidation.
52. Consolidation.
53. Application of Secs. 41-52.
Trust Companies.
54. Incorporation; capital.
55. Investigation of incorporators; ap-
proval or rejection of charter;
record; fees.
56. Commissioner to receive certificate
of organization.
57. Certificate to commence business.
58. Powers of corporation.
'59. Fiduciary capacities in which trust
companies may act. Deposit of
money with.
60. No oath required when fiduciary.
61. Directors; elections; vacancies.
62. Application of this article to trust
companies; proviso as to existing
companies.
General Regulations.
63. What "banking institution" includes.
64. Right of perpetual succession.
65. Branch banks or trust companies.
66. Stock book; penalty for failure to ex-
hibit. Evidence. Voting.
67. Participation in industrial loans.
68. Amendment of charter; increase or
reduction of capital.
69. Issuance of preferred stock.
70. May issue capital notes, debentures,
bonds, etc.
71. For what purposes real estate may
be purchased, held and conveyed.
72. Unlawful to have affiliates: '
73. Reports to Bank Commissioner;
publication thereof; special reports.
74. Forfeiture for failure to comply with
preceding section. Failure to pay
forfeiture.
75. False statement or entry; false papers;
accepting deposits when known to
be insolvent.
76. Consolidation.
77. Liquidation.
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78. Cash reserve; additional reserve.
79. Bills payable.
80-81. Banking institution not to accept
its own stock as security for loan or
purchase same; exception.
82. Demand deposits and time deposits
defined.
83. Service charge prohibited on deposits
where withdrawals are restricted.
84. Membership in Federal Deposit In-
surance Corporation.
85. Rights of Federal Deposit Insurance
Corporation in 'case of receivership
of any member.
86-88. Bank acting in fiduciary capacity;
preference; bond.
89. Members of federal reserve system,
reserves required of.
90. Steps to be taken if reserve falls be-
low requirements.
91. Maximum liability of any person,
etc., for money loaned.
92. Loans to officers or employees.
93. Certification of checks without funds;
effect.
94. Payment or acceptance of check, etc.,
by bank after noon on Saturday.
95. Dividends; surplus; losses.
96. When dividends may not be paid;
liability of stockholders and di-
rectors.
97-98. Liability of stockholders. Stock
held in a fiduciary capacity. How
liability of stockholders may be en-
forced; proviso; termination of.
99. Stock is personal property; transfers.
100. Deposits by minor or married woman;
receipt therefor.
101. Deposit in trust.
102. Deposit in names of two persons pay-
able to either or the survivor; re-
ceipt therefor.
103. Legal process.
104. Persons, etc., not subject to this article
not to represent themselves as main-
taining banking institution ; penalty ;
proviso.
105. Oath of stockholders before voting;
proviso.
106. False and derogatory statements rela-
tive to the financial condition or
solvency of banks, etc.; penalty.
107. Repeal of inconsistent laws and of
certain charters.
Bank Collection Code.
108. Definitions.
109. Bank is agent for collection.
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