INSURANCE. 641

said Insurance Commissioner and a fee of one dollar on each policy so
obtained; and said Commissioner shall make a record thereof in the book
mentioned in the preceding section, showing name of company, number
of policy, amount of insurance, rate, premium and date of expiration of
policy; and in case of damage to or loss by fire, lightning or tornado of
any property so insured, the said unauthorized company is hereby author-
ized through its agent or agents to enter this State for the purpose of
adjusting any such loss or damage sustained under said policies, but not
to solicit insurance in such unauthorized companies.

An. Code, 1924, sec. 78. 1922, ch. 492. sec. 75. 1933, ch. 429.
78. Penalties for Violation of Sections 74, 15, 76 and 77. Any per-
son who shall, with intent to avoid the payment of the tax on insurance
in unauthorized companies as provided by Section 75, make a false affi-
davit, shall be guilty of perjury and shall be proceeded against and pun-
ished as provided by the statutes of this State in relation to the crime of
perjury, and any policy of insurance obtained by means of such false
affidavit shall be void, and the license or authority for such unauthorized
insurance shall be cancelled by the Commissioner. The obtaining or pos-
session of any such policy insuring against loss on property situated in
this State issued by companies not authorized to do business in this State,
without complying with the provisions of Sections 74, 75, 76 and 77 shall
be a misdemeanor, and any person convicted thereof shall be subject to a
fine not less than one hundred dollars or more than one thousand dollars,
or imprisoned in the jail of Baltimore City or of the county of this State
where such offense may be committed, for a period not less than one month
or more than six months, in discretion of the court having jurisdiction.
Any person who shall act as intermediary in any manner in procuring or
delivering any policy of insurance in violation of any of said Sections
74, 75, 76 or 77 shall be subject to all the penalties of this section above
enumerated.

Life, Accident and Health Insurance.

1933, ch. 519.

82A. No policy of life, health or accident insurance may hereafter be
issued in this State until a form thereof has been submitted to and ap-
proved by the Insurance Commissioner. It shall be the duty of the In-
surance Commissioner to act within thirty (30) days after the submission
of such form and in the event that he shall fail to disapprove such form
within thirty (30) days after the said form has been submitted, then such
failure shall be construed as an approval of such form.

87.

Cited but not construed in Mut. Life Ins. Co. v. Held, 157 Md. 558.
21