480 ARTICLE 81.

(9) Buildings, furniture, equipment and libraries of incorporated edu-
cational or literary institutions and the ground, not exceeding (outside of
any city) forty acres in area, appurtenant thereto, and necessary for the
respective uses thereof.

(10) Crops or produce of any laud in the hands of the producer or his
agent.

(11) Provisions and food kept for the use and consumption of the, fam-
ily of the person to whom such provisions and food shall belong.

(12) Five hundred dollars in value of the farming implements of any
farmer.

(13) Wearing apparel of any description, except diamonds and other
costly jewelry not habitually worn on the person.

(14) Fish while in the possession of fishermen employed in catching,
salting and packing the same, or while in the possession of their agents
unsold.

(15) Personal property, tangible and intangible, of any domestic cor-
poration having a capital stock divided into shares, or of any national bank
located in this State, if the shares of stock of such corporation are subject
to taxation under the laws of this State.

(16) Shares of stock in domestic railroad companies, which are sub-
ject to taxation upon their gross receipts within this State; and (from
State taxes only) the real and personal property of such railroad
companies.

(17) Shares of stock in domestic building and homestead associations,
to the extent that such shares represent investments in cash, fixtures, loans
on hypothecated stock of such association, judgments or decrees of courts
of this State, mortgages on real estate situated in this State, and bonds of
the United States and the State of Maryland.

(18) Five hundred dollars ($500) in value of household furniture and
effects in this State held for the household use of the owner or members
of his family, and not held or employed for purposes of profit or in con-
nection with any business, profession or occupation; provided that any
County, in the discretion of the County Commissioners, may levy, for
County taxation only, upon such household furniture and effects in excess.
of one hundred dollars $100) in value.

(19) The ground and buildings for the House of Reformation, the
House of Refuge and the Industrial Home for Colored Girls.

(20) Personal property, tangible or intangible, of any savings bank,
savings institution or corporation organized for receiving deposits of money
and paying or crediting interest thereon, and having no capital stock, ex-
cept shares of stock in any national bank or in any corporation organized
under the laws of the State and liable to taxation hereunder.

(21) Shares of preferred stock issued after May 31, 1927, by any
domestic electric railroad or street passenger railway corporation which
derives not less than sixty-five (65) per centum of its gross receipts (di-