BANKS AND TRUST COMPANIES. 323

An. Code, sec. 13. 1910, ch. 219, sec. 13 (p. 9).

13. The Bank Commissioner shall examine each statement received,
as provided to be made in this Article by the banking institutions, and
when in his judgment any irregularities or bad management are disclosed
therein, or if such statement is not furnished within the time limit required,
or if furnished, does not in all respects conform to the requirements set
forth in this Article, he shall examine into the condition and verify the
report of any such institution.

An. Code, sec. 14. 1910, ch. 219, sec. 14 (p. 9). 1914, ch. 805, sec. 14. 1918, ch. 33, sec. 14.

14. The Bank Commissioner, his deputy, attorney and every clerk or
examiner in his department shall be bound by oath to keep secret all the
facts and information obtained in the course of such examination, 'except
so far as the public duty of such officer requires him, to report upon or take
special action regarding the affairs of any banking institution, and except
when called as a witness in any criminal proceeding or trial in a Court of
Justice. If any Bank Commissioner, deputy, clerk or examiner in such
department shall disclose the name of any debtor of any banking institu-
tion, or anything relative to the private accounts or transactions of such,
institution, or shall disclose any fact discovered in the course of his ex-
amination, except as herein provided, he shall be subject, on conviction
thereof, to forfeiture of his office, and to the payment of not more than one
thousand dollars or imprisonment not more than two years, or both.

Provided, that upon the request of any banking institution which de-
sires and has made application for membership in or which is a member
of the Federal Reserve System, together with the request of the Federal
Reserve Bank of the District in which said institution is located, or its
duly authorized representative, the Bank Commissioner is authorized to
furnish the said Federal Reserve Bank with all facts and information at
any time in his possession concerning any such banking institution.

An. Code, sec. 15. 1910, ch. 219, sec. 15 (p. 9).

15. Neither the Bank Commissioner, Deputy Bank Commissioner nor
any of the Clerks in the employ of the Bank Commissioner's office, shall
become indebted to any banking institution, or shall engage or be inter-
ested in the sale of securities or in the negotiation of loans for others, to or
with any banking institution under penalty of forfeiture of his office or
employment.

An. Code, sec. 16. 1910, ch. 219, sec. 16 (p. 10). 1912, ch. 194. 1914, ch. 805, sec. 16.

1920, ch. 268, sec. 16.

16. The examination of banking institutions by the Bank Commis-
sioner shall be paid for by such institutions at the following rate for the
semi-annual examination: A charge of twenty-five dollars ($25. 00) for
each examination shall be made in all cases, to which shall be added, after
first deducting the sum of twenty-five thousand dollars ($25, 000. 00) from
the total assets of the institution so examined, two cents (2c) per thousand
of such remaining total assets up to ten million dollars, one cent (1c) per
thousand from ten million dollars up to twenty-five million dollars of such