3182 INDEX.

Art.

Sec.

Banks and Trust Companies — Cont'd:

BANKS :

Circulating notes; when may issue; proviso.............

11

29

Directors; qualifications; quorum; election; oath; must

own stock; vacancies; term of office....................

11 .

26

Examination by commissioner before commencing busi-

ness; certificate .....................................

11

25

Examination of; access to vaults, etc; additional exam-

ination ..............................................

11

6

Foreign Exchange — may deal in.........................

11

23

Impairment of capital ; bank commissioner to take posses-
sion upon failure to make good deficiency; resumption

of business ...........................................

11

8

Incorporated in this state; assessment of shares of stock...

81

228

Minimum capital, who may establish, proviso.............

11

20

Negotiable instrument payable at. (See Bills and Notes —

Presentment for Payment, Checks, Indorsement.)

Officers; election of; term of office; publication of notice

annual meeting .....................................

11

26

Powers ................................................

11

23

Prohibited from circulating foreign state bank notes of

smaller denomination than five dollars; penalty........

29

9

Re-hypothecation of securities by; penalty..............

27

211

Reorganization of national bank as state bank ...........

11

28

Reorganization of state bank as national bank...........

11

27

Report of institutions violating the law; suit against.......

11

11

Savings department may be conducted by................

11

30

State's accounts with ...................................

19

16

State funds; withdrawal of surety, proceedings to pro-

tect state funds ; new bond ............................

90

8

Subscriptions to original stock and direction of affairs

prior to election of directors .........................

11

24

Taxation of capital stock of. (See Taxes — State Tax Com-

mission.)

Taxation of property of. (See Taxes.)

Unclaimed deposits and dividends; comptroller to enforce

publication of .......................................

19

24

GENERAL REGULATIONS:

Articles of incorporation ; amendments to...............

11

54

Banking institution; definition of .......................

11

52

Banking institutions may place themselves in hands of

bank commissioner; procedure.........................

11

61

Capital stock; increase or reduction of ..................

11

54

Cash reserve of banks; additional reserve; amount re-

quired ..............................................

11

62

Of trust companies..................................

11

62

How and in what form to be kept...................

11

62

Certification of checks without funds; effect of .........

11

69

Consolidation of banks, savings institutions or trust com-

panies ..............................................

11

59

Deposit may be received by state from; lien therefor;

sale; return of deposit; debt not created...............

95

33-37

Deposits, demand and time deposits; meaning of ........

11

64

Deposits, accepting when known to be insolvent; penalty.

11

58

Deposits by minors, or females married or thereafter be-

coming married; payment of and receipt therefor.......

11

74

In trust; payment on death of trustee ................

11

75

In names of two persons, payable to either, or payable

to either or the survivor .........................

11

76

Dividends; when not to be paid; only out of net profits;

liability of stockholders...............................

11

71

Surplus fund to be created; losses; payment out of

surplus; restoration of surplus.....................

11

70

False statements or entries in books or papers; penalty.....

11

58

Federal Reserve System — members of; reserves required.

11

65