INSURANCE. 1823

such. Any insurance company appointing an agent or solicitor in this State
shall make application for authority for such appointment upon blanks
prepared and prescribed by the Insurance Commissioner and in addition
shall supply such other information under oath as the Insurance Commis-
sioner may require; shall certify that any such agent or solicitor proposed to
be appointed is qualified as such under the laws of this State; and such
insurance company shall certify that to the best of the knowledge and belief
of said Company such agent or solicitor is of good character and Will prove
efficient. Such appointment of an agent or solicitor shall be renewed annu-
ally and the fee provided therefor paid to the Insurance Commissioner for
each calendar year or portion thereof. Having certified, as herein provided,
to the qualification of an agent or solicitor, no insurance company shall be
required to renew or repeat such certification unless in the discretion of the
Insurance Commissioner it may be deemed necessary.

1922, ch. 492, sec. 60. 1924, ch. 235, sec. 60.

61. Agent and Solicitor Qualification Requirements. Before a license
or permit to act as agent or solicitor for any insurance company authorized
to transact business in this State, shall be issued by the Insurance Com-
missioner, an application for such license or permit must be made in writing
and under oath and upon forms to be prepared and prescribed by the Insur-
ance Commissioner. Such application shall be addressed to the Insurance
Commissioner and signed by the applicant, and shall set forth in full the
name and address of the applicant; shall state that he has not violated any
of the insurance laws of this State during the year last preceding the date
of such application; that he will not violate any such law if the application
be granted; that he has not misrepresented the terms or conditions of any
insurance policy or contract; that he has not misappropriated or withheld
from any insurance company, or general agent or agent money or prop-
erty received or collected by him for any company, or general agent, or
agent, under any former or existing employment as agent, broker or
solicitor; whether or not his license or authority to act for any insurance
company has been refused or revoked in this or any other State for a viola-
tion of law; where and in what business he has been engaged during the
past year; and shall further supply such further information as the Insur-
ance Commissioner may require; and shall give full answers to the follow-
ing questions: Do you understand that it is against the laws of Maryland
(a) to act as agent or solicitor for any insurance company not authorized
to do business in this State, or for any insurance company authorized to do
business in this State, without first being appointed by the company for
which you desire to act ? (b) To misrepresent the terms or conditions of any
policy or contract of insurance ? (c) To make discrimination between citi-
zens of this State in premiums or to rebate any part of premiums or com-
missions, or to twist or attempt to switch or twist any policy of insurance
by misrepresentation ? Before any license or permit be granted to act as
agent or solicitor for any insurance company, the Insurance Commissioner
may make inquiry as to the accuracy of any statements made by any appli-
cant and may refuse to grant the permit or authority applied for if he is