ART. 23] FRATERNAL BENEFICIARY ASSOCIATIONS. 235

beneficiary in the certificate of insurance. Where the designation of the
beneficiary proves ineffectual, the fund does not revert to the society, but
goes to such persons as are eligible under the statute or by the laws of the
society or the certificate. Meinhardt v. Meinhardt, 117 Md. 428 (decided
prior to the act of 1912, chapter 824).

Since a member of a beneficial order had no property in the fund in
controversy which could pass under his will, and as he left no widow sur-
viving him, the money was payable under this and the following section
and under the by-laws of the order, to his children. While benefits are not
assignable except to the beneficiaries named in this section and with the
consent of the order duly attested, the member may surrender his certifi-
cate and have a new one issued to one or more of the specified beneficiaries.
Mineola Tribe v. Lizer, 117 Md. 140 (decided prior to the act of 1912, chap-
ter 824).

To the second note to section 229 on page 641 of volume 1 of the Anno-
tated Code, add the case of Meinhardt v. Meinhardt, 117 Md. 433 (decided
prior to the act of 1912, chapter 824).

As to workmen's compensation insurance, see article 101.

See notes to this section (as it stood in 1911) in volume 1 of the Anno-
tated Code.

1912, ch. 824, sec. 2A.

230. (Lodge System Defined.) Any association having a supreme
governing or legislative body and subordinate lodges or branches by
whatever name known, into which members shall be elected, initiated
and admitted in accordance with its constitution, laws, rules, regula-
tions and prescribed ritualistic ceremonies which subordinate lodges or
branches shall be required by the laws of such association to hold regu-
lar or stated meetings at least once in each month, shall be deemed to
be operating on the lodge system.

See notes to this section (as it stood in 1911) in volume 1 of the Anno-
tated Code.

1912, ch. 824, sec. 3A.

231. (Representative Form of Government Defined.) Any such
association shall be deemed to have a representative form of govern-
ment when it shall provide in its constitution and laws for a supreme
legislative or governing body, composed of representatives elected either
by the members or by delegates elected directly or indirectly by the
members, together with such other members as may be prescribed by its
constitution and laws; provided, that the elective members shall consti-
tute a majority in number and have not less than two-thirds of the votes;
and provided further, that the meetings of the supreme or governing
body, and the election of officers, representatives or delegates shall be
held as often as once in four years. The members, officers, representa-
tives or delegates of a fraternal beneficiary association shall not vote
by proxy.

See notes to this section (as it stood in 1911) in volume 1 of the Anno-
tated Code.

1912, ch. 824, sec. 4A.

232. (Exemptions.) Except as herein provided, such associations
shall be governed by this sub-title, and shall be exempt from all pro-