ART. 23] INSURANCE COMPANIES. 207

ficient to insure and secure the payment of its policy obligations, and
the State Insurance Commissioner may reinstate or renew said certifi-
cate whenever by assessment or otherwise said reserves have been
increased to a sum sufficient, in his judgment, to insure and secure the
payment of the policy obligations of such association.
As to workmen's compensation, see article 101.

1914, ch. 489.

154G. Every such association shall make reports to the State Insur-
ance Commissioner at the same time and in the same manner as are
required from stock insurance companies transacting the same kind of
business, and the State Insurance Commissioner may examine into the
affairs of such association at any time, either personally or 'by any duly
authorized examiner appointed by him but he must make such an exami-
nation into the affairs of said association at least once in every two
years.

1914, ch. 489.

154H. The members of any such mutual insurance association may
make reasonable rules and regulations, not in conflict with the laws of
the State, for the betterment of the industries in which they are engaged,
including particularly rules and regulations for the prevention of acci-
dents to employees on the premises of employer members, and they may
impose fines and forfeitures for the violation of any such rules and
regulations. Such rules and regulations and fines and forfeitures shall
be submitted to the State Industrial Commission and when approved by
it shall be enforced by the directors of any such association. Should
the members of such an association fail to make such reasonable rules
and regulations the directors thereof shall make and submit them to the
State Industrial Commission for its approval, and when approved by
said Commission the directors of such association shall enforce them.
If such an association appoints one or more inspectors or experts for the
purpose of accident prevention they shall have free access to all prem-
ises of employer members, where work is being conducted, during regu-
lar working hours. The policy of any member neglecting to provide
suitable safety appliances as provided by law or as required by the rules
and' regulations of the association may be cancelled and terminated by
the Board of Directors after giving to sueh member notice of such can-
cellation ten days prior to its becoming effective.
As to workmen's compensation, see article 101.

1914, ch. 489.

154I. After January first, nineteen hundred and sixteen, the State
Insurance Commissioner may, in his discretion, issue a certificate of
authority to a mutual association organized under the laws of another
State to do such insurance in this State; provided that, in no event, shall
authority be given to any such mutual association to do other kinds of
business than those specified in Section 154A of this Article. Such