ART. 23] INSURANCE COMPANIES. 611

on property situate in this State issued by companies, associations,
firms or corporations not authorized to do business in this State with-
out complying with the provisions of sections 166 and 167 shall be
guilty of a misdemeanor, and upon conviction thereof shall be subject
to a fine of not less than one hundred dollars nor more than one thou-
sand dollars or imprisonment in jail for a period of not less than one
month nor more than six months, in the discretion of the court.

1908, ch. 322, sec. 157 E.

170. Any person who within this State shall act as intermediary
in any manner in procuring or delivering in violation of the provisions
of sections 166 to 174 any policy of insurance shall be subject to all the
penalties of the preceding section.

1908, ch. 322, sec. 157 F.

171. It shall be the duty of the insurance commissioner to stamp
all policies issued in non-admitted companies "Unauthorized Company,
tax paid," or "Unauthorized Company, no tax," and any person, firm
or corporation who shall obtain or have in their possession any policy
of companies not authorized to do business in this State, dated after
April 13, 1908, insuring such individual, corporation or firm from loss
and damage by fire, lightning or tornado upon property situate in this
State without being so stamped shall be subject to all the penalties of
section 169; provided, however, that railway companies and other com-
mon carriers engaged in interstate commerce may place insurance with-
out complying with the requirements of sections 166 to 174.

1908, ch. 322, sec. 157 G.

172. All policies of insurance against loss or damage to property
in this State from fire, lightning or tornado issued by companies, asso-
ciations, firms or corporations authorized to transact the business of
insurance in this State shall have plainly marked or stamped, in indeli-
ble ink, on each policy the words following: "Authorized to do busi-
ness in the State of Maryland," to which shall be annexed a fac-simile
of the signature of the insurance commissioner of this State; any com-
pany, association, firm or corporation violating the provisions of this
tection shall be guilty of a misdemeanor and upon conviction thereof
shall be liable to the penalties prescribed by section 169. The insur-
ance commissioner of this State shall furnish stamps for the purpose
herein prescribed at a cost not to exceed two dollars for each stamp, to
be paid' by all such authorized companies, associations, firms or corpora-
tions.

1908, ch. 322, sec. 157 H.

173. Provided nothing contained in sections 166 to 174 shall prevent
any mutual insurance company or association which pays dividends to
policy holders on which return premiums in whole or part to policy
holders from issuing policies, insuring and inspecting property, and
adjusting losses in this State; and the provisions of sections 166 to
174 shall not apply to such companies or associations.