210 LAWS OF MARYLAND. [Ch. 102]

any person applying for insurance, or for any person acting
in collusion with him in seeking to avoid the penalty prescribed
for violation of this section, a State license for the purpose of
allowing to such person a rebate. Provided that nothing in this
section shall be so construed as to forbid a company transacting
industrial insurance on a weekly payment plan with weekly
collections of premiums at the houses of the insured, from
returning to policy holders who have made premium payments
directly to the company at its home office or district offices,
the savings which the company effects through such direct pay-
ments, and provided further that nothing in this section shall
be so construed as to forbid a company issuing non-participating
life insurance from paying bonuses to policy holders out of sur-
plus accumulated from such non-participating insurance.

155. No fire, casualty, surety or other insurance company,
association, partnerships, Lloyds or individual underwriters,
authorized to do insurance business in this State, or any officer,
agent, solicitor or representative thereof, shall make any con-
tract for insurance on property or risk located within this State
against liability, casualty, accident or hazard of any kind that
may arise or occur therein or agreement as to such contract,
other than as plainly expressed in the policy issued or to be
issued thereon; nor shall any such company, association, part-
nership. Lloyds or individual underwriters, or any officer, agent,
solicitor, representative thereof, directly or indirectly, in any
manner whatsoever, pay or allow or offer to pay or allow as
inducement of such insurance, or after the insurance shall have
been effected, any rebate from the premium which is specified
in the policy, or any special favor or advantage in the dividends
or other benefits to accrue thereon, or any valuable consideration
or inducement whatever, not specified in the policy or contract
of insurance, nor shall any insurance broker, his agent, or rep-
resentative, or any other person directly or indirectly, either by
sharing commissions or in any manner whatsoever pay or allow
or offer to pay or allow as inducement to such insurance, or after
the insurance shall have been effected, any rebate from the pre-
mium which is specified in the policy; nor shall the insured,
his agent or representative, directly or indirectly, accept or
knowingly receive from any company, association, partnership,
Lloyds or individual underwriters, or from any insurance
broker or other person, any such rebate of premium payable on
the policy, or any special favor or advantage in the dividends
or other benefits to accrue thereon; this section shall not prevent
any corporation, person, partnership or association lawfully
doing such insurance business in this State from the distribu-