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Reports of Cases in the High Court of Chancery of Maryland 1846-1854
Volume 200, Volume 4, Page 197   View pdf image (33K)
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HITCH VS. FENBY. 197
In considering this ground of equity, it must be remembered,
that the complainant in this bill does not intimate any -where
that he was not as well aware of the facts upon which the alle-
gation of usury is based in 1841, when he consented to the
decree, as he is now, and no satisfactory reason is given why he
did not make the defence then. He says, to be sure, that the
decree then confessed was only designed as a security for some
floating balance of accounts, but this ground I have already
shown is untenable in point of fact, and, therefore, as I con-
ceive, the complainant is without sufficient excuse for not only
failing then to rely upon this defence, but for actually, under oath,
admitting that he owed the sum claimed in the bill, and con-
senting to the decree.
There can of course be no doubt whatever, that prior to the
act of 1845, ch. 352, the plea of usury by the mortgagor, or his
alienee to a bill of foreclosure by the mortgagee, would have
been a full and complete defence. Trumbo vs. Blizzard &
Jacobs, 6 G. & J., 18. Having omitted to make this defence
at the proper time, and having, on the contrary, admitted the
claim and consented to the decree, the question is, shall he,
seven years afterwards, be allowed to open the decree upon this
ground, and institute an examination into a matter which, by
the decree, was supposed to be finally settled. There can be no
doubt that a judgment at law, under such circumstances, would
not be disturbed. If a defendant having the means of defence
in his power in an action against him at law, omits to use them,
and suffers a recovery to be had against him, he is precluded
from asking relief in chancery in relation to the same matter.
Gott & Wilson vs. Carr, 6 G. & J., 309. This is the un-
doubted rule in regard to judgments at law, and I can conceive
of no reason why the decree of this court should be dealt with
in a different way. Why should parties be permitted to come
into this court, and not only omit in due time to present their
defence, but admit they have no defence to claims made against
them, and then years afterwards be allowed to say that these
omissions and confessions amount to nothing, and that at the
very time they were made there were grounds of defence upon

 
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Reports of Cases in the High Court of Chancery of Maryland 1846-1854
Volume 200, Volume 4, Page 197   View pdf image (33K)
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