Division consists of the Community Development
Administration, which operates finance programs
for single and multi-family housing with the pro-
ceeds of revenue bonds issued by the Administra-
tion The Division runs other State housing
programs as well

COMMUNITY DEVELOPMENT
ADMINISTRATION
Frank B Coakley, Assistant Secretary/or Housing
Finance & Community Development

100 Community Place
Crownsville, MD 21032 (410) 514-7400

The Community Development Administration
was formed in 1970 within the Department of
Economic and Community Development (Chapter
527, Acts of 1970) The Administration joined the
Department of Housing and Community Develop
ment m 1987 (Chapter 311, Acts of 1987)

The Administration works to increase the supply
of housing for families of limited income, the eld
eriy, and the handicapped It also fosters sound
community development and stimulates the con
struction industry statewide The Administration is
responsible for programs concerned with Housing
Management, Home Ownership, Rental Housing,
Rental Service, and Special Loan Programs are
funded by the sale of tax-exempt revenue bonds,
construction loan notes, taxable bonds, State gen
eral obligation bonds, general funds, special funds
generated through loan repayments, fees, and
charges, and federal housing subsidies The Ad-
ministration also issues essential function bonds for
the Local Government Infrastructure Program
Projects proposed for financial assistance must
accord with local pnorities and complement and
supplement local community development pro-
grams and initiatives Projects also must meet eligi
bility criteria and financing requirements (Code
1957, Art 83B, sees 2 203 through 2 208)

HOUSING FINANCE REVIEW COMMITTEE
Chair Raymond A Skinner, Deputy Secretary
of Housing & Community Development
(410) 514-7007

The Housing Finance Review Committee was
created in 1983 (Chapter 668. Acts of 1983) The
Committee reviews specific loan requests or cate
gones of loan requests, and the investment and
project financing policies of the Division of Devel-
opment Finance After review, the Committee
makes recommendations to the Secretary of Hous-
ing and Community Development
The Committee is composed of seven members
Six are appointed by the Governor One serves ex
officio (Code 1957, Art 83B, sec 2 202)

LEAD HAZARD ADVISORY COMMITTEE

Chair Patricia J Payne, Secretary of Housing
& Community Development
(410)514 7005

The Lead Hazard Advisory Committee was ere
ated within the Department in 1995 (Chapter 335,
Acts of 1995) All regulations, policies, and guide
lines for the Lead Hazard Reduction Loan and
Grant Program are developed by the Department
in consultation with the Committee (Code 1957,
Art 83B, sec 2 1410)
Chaired by the Secretary of Housing and Com-
munity Development, the Committee has seven
members Four are appointed to four year terms by
the Governor Three serve ex officio

MARYLAND AFFORDABLE HOUSING TR UST
Alice G Pmderhughes, Esq , Chair-, 1996

Staff Tonna Phelps (410) 514-7453

The Maryland Affordable Housing Trust was
constituted in 1992 to enhance the availability of
affordable housing throughout the State (Chapter
265, Acts of 1992) A public instrumentality of the
State, the Trust may receive monies for investment
m the Maryland Affordable Housing Trust Fund
From this Fund, the Trust may make awards to
support acquisition, construction, rehabilitation,
or preservation of affordable housing, efforts of
nonprofit organizations to develop affordable
housing, and operating costs of housing develop
ments in the promotion of affordable housing
The Trust consists of fourteen members Eleven
voting members are appointed to four-year terms
by the Governor with Senate advice and consent
Three nonvoting members include the Secretary of
Housing and Community Development, a senator
appointed by the Senate President, and a delegate
chosen by the House Speaker (Code 1957, Art
83B,sees 11-101 through 11 107)

HOME OWNERSHIP PROGRAMS
Fran D Makle, Director
(410) 514 7502

The Maryland Mortgage Program ongmated m
1980 as the Mortgage Purchase Program and received
its present name in July 1987 The Program was imple-
mented when mortgage funds available through pnvate
lending institutions dwindled and mortgage rates rose
Designed primarily for first time home buyers, die Pro
gram provides reduced interest mortgage loans to ehgi
ble home buyers through participating lending
institutions In this program, the Administration pro
vides mortgage loans directly to eligible low- and mod
crate-income persons or purchases loans made for them
by participating lending institutions Both newly con
structed and existing homes are eligible under the Mary
land Mortgage Program