what amounts will be needed to pay claims and
their allocated operational expenses.
The present assets of the MAIF are derived
from four sources: (1) Monies collected from
premiums and earnings from investments (Code
1957, Art. 48A, sees. 243-243L). (2) By virtue of
Chapter 241 (1976), as amended by Chapter 364
(1978), each insurer authorized to write automo-
bile liability and physical damage insurance in
this State may be assessed up to 4% of its net di-
rect written premiums. The MAIF Board of
Trustees determines whether or not it will have a
cash operating deficit on a projected basis. If so,
MAIF certifies this amount to the Industry Au-
tomobile Insurance Association (I.A.I.A.), which
represents the insurance industry in Maryland.
I.A.I.A. collects the certified amount from its
member companies and places it in a trust fund
maintained within the State of Maryland for the
use and benefit of MAIF. MAIF may apply to
the trustees for the use of the funds only after it
sustains an actual cash operating deficit during
any calendar quarter in the year following its
projected certified cash operating deficit. These
statutes contain a recoupment mechanism where-
by the I.A.I.A. member insurers may recoup the
assessment from their individual insureds. Assess-
ment monies may be used for the general
purposes of the fund; however, premium and in-
vestment income may be used only for payment
of claims and administrative expenses of the fund
arising out of policies issued by the fund. The
fund is required to keep separate records of in-
come and expenses directly attributable to the
processing and payment of uninsured claims. (3)
The Uninsured Division (former UCJF) has the
right of recovery (subrogation) against the
uninsured motorist for those monies it expends as
the result of the uninsured motorist's negligence.
(4) Chapter 291, Acts of 1975, as amended by
Chapter 499, Acts of 1966, and Chapter 346,
Acts of 1978, authorizes the Motor Vehicle Ad-
ministration to assess a penalty of up to $100
against those motorists who operate a vehicle in
Maryland without insurance. The Motor Vehicle
Administration may deduct a fee of ten percent
(10%) of the amount collected, and the balance is
remitted to MAIF for the use of its Uninsured
Division operation.
BLIND INDUSTRIES AND SERVICES
OF MARYLAND
Chairperson: William F. Melville, 1981
Vice-Chairpenon: Joyce Anne Burman, 1981

Pierce Lamden, 1982; Doris Samuels, 1982; Dallas
Truitt, 1982; James Valliant, 1982; Louise
Emanuel, 1980; C. Rogers Kines, 1980; Betty
JaneMitchell, 1980; Georgia Louise Myers, 1980,
John L. Crew, 1981.
Ralph W. Sanders, President
2901 Strickland Street
Baltimore 21223 Telephone: 233-4567
The Blind Industries and Services of Maryland,
established by Chapter 566, Acts of 1908, adopted
its present name by Chapter 164, Acts of 1973. It
is a State-aided institution, the general supervision
and control of which is vested in eleven trustees
appointed by the Governor with the advice and
consent of the Senate for three-year terms.
The purpose of the Blind Industries and Services
of Maryland is to establish and operate centers for
the training, rehabilitation, and employment of the
adult blind of Maryland. In addition. Blind Indus-
tries and Services of Maryland operates other ser-
vice programs designed to teach adult blind persons
the skills necessary to live in society on the basis of
mutual interdependence with their sighted peers.
To carry out these programs. Blind Industries
and Services of Maryland currently operates a
number of divisions: The Vending Division and
Industries and Rehabilitation are located in the
Baltimore facility at 2901 Strickland Street; the
Cumberland facility at 322 Paca Street, Cumber-
land; and the Salisbury facility at the Nortliwood
Industrial Park, Salisbury.
The Vending Facilities Division is wholly re-
sponsible for locations in State, county, local
government, and private properties and serves as
the nominee agency for locations on Federal
properties through a contract from the Division
of Vocational Rehabilitation and under authority
of the Federal Randolph-Sheppard Act. This Di-
vision locates, builds, and staffs with trained
blind managers snack bars, cafeterias, and sundry
shops in publicly owned buildings and in private
businesses. More than one hundred of these small
businesses are located in Maryland (Code 1957,
Art. 30, sees. 3-10, 30A).
BOARD OF STATE CANVASSERS
Fred L. Wineland, Secretary of State; Louis L.
Goldstein, Comptroller of the Treasury; William
S. James, State Treasurer; William H. Morris,
Jr„ Clerk of the Court of Appeals; Stephen H.
Sachs, Attorney General; Willard A. Morris,
State Administrator of Election Laws.