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Maryland Manual, 1973-74
Volume 176, Page 197   View pdf image (33K)
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Fillmore E. Dryden, Jr., Chief, Agents' Licensing and Education
Ernest A. Goodman, Executive Assistant to the Commissioner
John D. Hunter, Chief Enforcement Officer
Leroy Shaver, Chief Investigator
One South Calvert Street, Baltimore 21202 Telephone: 383-5686
The State Insurance Division was first created by Chapter 388,
Acts of 1872, as a part of the office of the Comptroller of the Treas-
ury. The Division became an independent agency by Chapter 106,
Acts of 1878. It is under the direction of the Insurance Commissioner,
who is appointed by the Secretary of Licensing and Regulation with
the approval of the Governor and serves at his pleasure (Code 1957,
1968 Repl. Vol., Art. 48A, sec. 15).
The Commissioner sees that all the laws of the State governing
insurance companies or relating to the business of insurance are
faithfully executed.
The Commissioner authorizes and licenses insurance companies,
agents, and brokers to do business in the State. The Division examines
all applicants for licenses as agents, brokers, approved attorneys and
advisors for fire, casualty, life, accident, health, title, and other in-
surance, and annuities, fixed and variable as well. It conducts periodic
examinations of all companies organized under the laws of Maryland
and from time to time participates in the examination of nonresident
companies doing business in the State. The Commissioner approves all
policies for life, accident, health, fire, casualty, title and other insur-
ance offered for sale in the State by authorized companies; authorizes
rating bureaus and advisory organizations; and approves or disap-
proves the rates for most kinds and lines of insurance other than life,
accident and health insurance, filed by rating bureaus on behalf of
their members and subscribers, or by individual insurers.
The Commissioner also prepares and delivers an annual report to
the Secretary of Licensing and Regulation for review and transmittal
to the Governor and the members of the General Assembly (Code
1957, 1968 Repl. Vol., Art. 48A, sec. 23).
Appropriations 1973 1974
Genera] Funds .............. $1,337,626 $1,568,409
Staff: III.
Harvey A. Epstein, Commissioner
Milton H. F. Saul, Administrator
Kenneth Goldberg, Chief, Labor Standards
John F. Nimick, Chief, Safety Engineering and Education
John B. Craft, Chief, Safety Inspection
Edward J. Frack, Sr., Director of Apprenticeship and Training
Donald Miller, Chief, Mediation Conciliation
Bernard Nachlas, Public Information Officer
One South Calvert Street, Baltimore 21202 Telephone: 383-2250
The Division of Labor and Industry, established by Chapter 211,
Acts of 1884, as the Bureau of Statistics and Information, is one of
the oldest governmental agencies in this field in the United States,
antedating the U. S. Department of Labor by one year. After 1892,
the Department was known as the Industrial Bureau. A reorganiza-
tion in 1916 renamed it the State Board of Labor and Statistics, and
concentrated in it powers to enforce all the factory acts. The General
Assembly made further changes by Chapter 747, Acts of 1939, and

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Maryland Manual, 1973-74
Volume 176, Page 197   View pdf image (33K)
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