MARYLAND MANUAL 23
Chief Examiner:
H. E. Meeks. ................................... .Baltimore
Senior Examiners:
Oscar P. Comegys................................ Baltimore
William 0. Dunn................................. Baltimore
Arthur N. Englar, Jr.. .......................... .Baltimore
Allan J. Foster. ........................... ...... Baltimore
Jesse C. Gawthrop. .............................. Baltimore
Frank H. Hoffmaster. ........................... Baltimore
Alton R. Middlekauff. ........................... .Baltimore
Schall W. Mitzel. ... ............................ .Baltimore
H. Sadtler Nolen. .............................. .Baltimore
Julius Scriba Baltimore
W. Reed Seal. .................................. .Baltimore
Junior Examiners:
Thomas R. Cornelius. ............................ Baltimore
C. Scott Donohue. .............................. .Baltimore
Christopher J. Frank. ........................... .Baltimore
Charles R Leizear Baltimore
Louis G. Shipley. ............................... .Baltimore
Charles T. Thomas. ............................. .Baltimore
Senior Stenographers:
Hazel A. FitzGerald. ............................ .Baltimore
Anne C. Gardner Baltimore
Angela M. O'Neill. .............................. .Baltimore
Caroline B. Remesch. ............................ Baltimore
Junior Stenographer:
Rose M. Russy.................................. Baltimore
The Bank Commissioner under the law has general supervision over
all banking institutions in the State (other than National Banks).
He is required to visit and examine, either in person or by deputy,
each institution at least twice a year, and at such other times as he
may deem expedient and at any time upon the request of the directors
of the institution. Whenever the capital stock of an institution is
reduced by impairment, and such impairment is not made good as pre-
scribed by the law, or whenever it is found that an institution is being
conducted in an unsafe manner, the Bank Commissioner may take
possession, as provided by law, and retain possession until it resumes
business or is finally liquidated.
In case of the failure of any banking institution (other than a
National Bank) the Bank Commissioner acts as Receiver and liqui-
dates its assets and winds up its affairs under the jurisdiction of the
Court. The Bank Commissioner may substitute the Deputy Bank
Commissioner or a Senior Examiner as Receiver of any such Banking
Institution.
Every bank and trust company is required to submit to the Bank
Commissioner, under oath at least three reports in each calendar year;
such reports to exhibit in detail the resources and liabilities of the in-
stitution, and show its true condition. These reports are to be pub-
lished in the local newspapers. All mutual savings institutions are re-
quired to report their condition to the Bank Commissioner on June
30 and December 31 of each year.
It is the duty of the Bank Commissioner to examine each report
received from the institutions under his supervision, and when neces-
sary, to verify them, at the same time to correct any irregularities
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