BANK COMMISSIONER
Union Trust Building, Baltimore

(Term Expires 1943)

Name. Postoffice.

Bank Commissioner:
John W. Downing. ............................................. ..Baltimore

Deputy Bank Commissioner:
John D. Hospelhorn............................................... Baltimore

Chief Examiner:
H. E. Meeks. ........................................... .Baltimore

Senior Examiners:

Oscar P. Comegys............................................... Baltimore
William O. Dunn. ........................................ Baltimore
Allan J. Foster. ..................................... .Baltimore
Jesse C. Gawthrop.............................................. Baltimore
Frank H. Hoffmaster. ......................................... Baltimore
Alton R. Middlekauff. .................................... Baltimore
Schall W. Mitzel.................................................. Baltimore
W. Reed Seal. ............................................ Baltimore

Junior Examiners:

Thomas R. Cornelius.......................................... Baltimore
C. Scott Donohue. ................................................. Baltimore
Arthur N. Englar, Jr........................................ Baltimore
Christopher J. Frank. .................................... Baltimore
Edgar F. Gardenhour. ................................ ..Baltimore
Austin W. Howard. ................................................. Baltimore
Hugh H. Jones, III................................................... Baltimore
H. Sadtler Nolen. ................................................ Baltimore
J. Robert Rollman............................................... Baltimore
Julius Scriba............................................... Baltimore
Louis G. Shipley. .............................................. Baltimore
Charles T. Thomas. ............................................... Baltimore

Senior Stenographers:

Hazel A. FitzGerald................................................. Baltimore
Anne C. Garder. ... .......................................... Baltimore
Marian E. McKenna. ............................................ Baltimore
Angela M. O'Neill. ................................................ Baltimore
Caroline B. Remesch.......................................... Baltimore

The Bank Commissioner under the law has general supervision over
all banking institutions in the State (other than National Banks).
He is required to visit and examine, either in person or by deputy,
each institution at least twice a year, and at such other times as he
may deem expedient and at any time upon the request of the directors
of the institution. Whenever the capital stock of an institution is
reduced by impairment, and such impairment is not made good as pre-
scribed by the law, or whenever it is found that an institution is being
conducted in an unsafe manner, the Bank Commissioner may take
possession, as provided by law, and retain possession until it resumes
business or is finally liquidated..

In case of the failure of any banking institution (other than a
National Bank) the Bank Commissioner acts as Receiver and liqui-
dates its assets and winds up its affairs under the jurisdiction of the
Court. The Bank Commissioner may substitute the Deputy Bank
Commissioner or a Senior Examiner as Receiver of any such Banking
Institution.