BANK COMMISSIONER.
Union Trust Building, Baltimore.

(Term Expires 1939)

Name. Postoffice.
Bank Commissioner:
Warren F. Sterling ........................ Baltimore

Deputy Bank Commissioner:
John D. Hospelhorn................................................... ........ Baltimore

Chief Examiner:
H. E. Meeks.............................. . .. . Baltimore

Senior Examiners:

Wade G.Emmett, Jr. ................ ............ .... ............ .... Baltimore
W. Reed Seal ........................ ........ .. .Baltimore
Schall W. Mitzel........ ........ . ...................... ... Baltimore
Oscar P. Comegys ... ................. Baltimore
Jesse C. Gawthrop............... ....................... Baltimore
Allan J. Foster... ........................ ... . Baltimore
Frank H. Hoffmaster- .................... Baltimore
Alton B. Middlekauff... ...... . .. Baltimore

Junior Examiners:

H. Sadtler Nolen.......... ....... ... ... Baltimore
Julius Scriba ... .......... ...... ....... ...Baltimore
Louis G. Shipley............. . ...... Baltimore
C. Scott Donohue ........................ . Baltimore
Austin W. Howard.. ... .... ... .. Baltimore
Arthur N. Englar, Jr.... ..... . ....... .. Baltimore
Wm. O. Dunn, Jr... ............... .. Baltimore
Hugh H. Jones, III... ................. ... Baltimore
Thomas R. Cornelius .... ..................... Baltimore
Charles T. Thomas ......... ............ Baltimore
Edgar F. Gardenhour ..... ............. Baltimore
Christopher J. Frank. ...... ...... ..... Baltimore

Senior Stenographers:

Anne C. Gardner ............................ .Baltimore
Angela M. O'Neill................................... Baltimore
Madeleine R. Duggan........... .................... Baltimore
Hazel A. FitzGerald.. ................... .. Baltimore
Caroline B. Remesch..... ... ...... ... ........ ..Baltimore

The Bank Commissioner under the law has general supervision over
all banking institutions in the State (other than National Banks). He
is required to visit and examine, either in person or by deputy, each
institution at least twice a year, and at such other times as he may
deem expedient and at any time upon the request of the directors of
the institution. Whenever the capital stock of an institution is re-
duced by impairment, .and such impairment is not made good as pre-
scribed by the law, or whenever it is found that an institution is being
conducted in an unsafe manner, the Bank Commissioner may take pos-
session, as provided by law, and retain possession until it resumes
business or is finally liquidated.

In case of the failure of any banking institution (other than a
National Bank) the Bank Commissioner acts as Receiver and liquidates
Its assets and winds up its affairs under the jurisdiction of the Court.
The Bank Commissioner may substitute the Deputy Bank Commis-
sioner or a Senior Examiner as Receiver of any such Banking Insti-
tution.