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investment than can be found in the North, West, or the

great North-west. If in addition, the great blessings of a
high grade of civilized refinement be added, the latter places
can scarcely be compered with this location.

The tier of counties and parts of counties that lie on, or im-
mediately adjacent to tide-water are, commencing in the north,
Cecil, Harford, Baltimore, Howard and Montgomery, com-
prising the eastern counties of this section, and extending
from Pennsylvania to the Virginia line,—next proceeding
west, we have Carroll county, extending from Pennsylvania
to Howard county, then the large and populous county of
Frederick, extending the whole breadth of the State from
Pennsylvania to Virginia, and then Washington, the most
western of the counties of this division, also occupying the
whole breadth of the State from Pennsylvania to Virginia.