In case of the failure of such an institution the Bank Commissioner
acts as receiver, and liquidates its assets and winds up its affairs under the
jurisdiction of the Court.

Every bank and trust company is required to submit to the Bank
Commissioner, under oath, at least five reports in each calendar year; such
reports to exhibit in detail the resources and liabilities of the institution,
and show its true condition. These reports are to be published in the
local newspapers. All mutual savings institutions are required to report
their condition to the Bank Commissioner on June 30th and December
31st of each year.

It is the duty of the Bank Commissioner to examine and audit each
report received from the institutions under his supervision, and when
necessary, to verify them, and at the same time to correct any irregulari-
ties that may be disclosed or make any recommendations that may seem
advisable.

It is part of the duty of the Bank Commissioner to supervise the
formation of new banking institutions; to see that all requirements of
the law have been complied with, and to issue his certificate authorizing
them to commence business.

It is the further duty of the Bank Commissioner to pass upon all
amendments to charters, and all consolidations and voluntary liquidations.
On the tenth of February in each year the Bank Commissioner is required
to make a report to the Governor, covering the operations of his office.

MARYLAND WORKSHOP FOR THE BLIND.
501 West Fayette Street, Baltimore.

(All Terms Expire 1918.)

Nome. Postoffice.

John R. Gary. ........... .Md. School for Blind. ....... .Baltimore
J. Walter Oster. ......... -Md. School for Blind. ....... .Baltimore
Wm. T. Shackelford. ................................. .Baltimore
Arthur G. Barrett. ........ .......................... .Baltimore
George R. Bellows. ................................... .Baltimore

The Maryland Workshop for the Blind, located 501 W. Fayette St.,
Baltimore, wag founded by an Act of the Legislature of 1908, Chapter 566.

It is governed by a Board of Directors, three members of which are
appointed by the Governor and two by the Board of Directors of the
Maryland School for the Blind.

The Board, under the law, is made a body corporate with power to
employ a secretary and other necessary employees and fix their compensa-
tion.

It has been the custom for the Board to elect a Superintendent and
the other employees ineluding a manager, teachers, janitor, etc., are
chosen by the Superintendent, with the approval of the Board of
Directors.

Blind men and women are admitted to the workshop for training.
It has been customary to pay the men a handicap of $3.00 per week dur-
ing the period of training. This amount, after one year, is gradually
reduced and the workmen placed on a piece payment basis.

The Workshop is ft training school for the adult blind of the State
as well as a place of employment for those who have become trained work-
men. It is, in no sense a home, as those under training or employment
do not live there but go from their homes or boarding places each day,
just as do seeing persons who work in factories, etc.

The building in which the shop operates wag purchased by the Mary-
land School for the Blind at no cost to the State, the funds to pay for
it having been raised by public subscription.