1022 JOURNAL OF PROCEEDINGS [Mar. 19

ed that the foregoing charges may be deducted from the
principle of the loan when the same is made; and provided
further that in no case shall it be lawful to deduct inter-
est in advance, nor make any charges for renewals
or extensions of loans, not to divide or split up
loans under any pretext whatsoever for the purpose of re-
quiring or exacting any other or greater charges than
presented herein. And any violation of the provisions
of this Act shall be a misdemeanor and punishable by a
fine of one hundred dollars for the first offence and of a
like fine and imprisonment in jail for 30 days, for the
second and each subsequent offence, and further the en-
tire amount loaned shall be forfeited to the borrower or
borrowers and the mortgage therefor given become null
and void.

Which was read a first time.

Mr. Lehmayer, from Judiciary Committee, reported fa-
vorably,

House bill entitled "An Act to declare the sanction and
consent of the General Assembly of Maryland to sundry
gifts, bequests and devises contained in the last will and
testament of certain persons, deceased, and also to cer-
tain gifts, grants, sales, leases and deeds made by various
persons to and for the use and benefit of sundry minis-
terial persons, religious corporations, denominations or
sects, and to certain charitable institutions hereinafter
named. "

Which was read a first time.

REPORTS OF SELECT COMMITTEES.

Mr. Choate, from Select Committee, reported favor-
ably,

House bill entitled "An Act to authorize and empower
the Druid Ridge Cemetery of Baltimore county, to pur-
chase, hold or use for the purposes of burial two hundred
acres of land in said county, and to perpetuate the
charter. "

Which was read a first time.

Mr. Merrick, from Select Committee, reported favor-
ably,

House bill entitled "An Act to authorize and direct the