that last year I endorsed, and asked you to support, a proposal made
by a commission which I set up to study this problem and offer a
plan of resolving it. I regret that your collective judgement was not
in agreement with mine I respectfully request that you attack the
problem again this year, and I earnestly hope that you will find the
means to bring about a reform which I believe a majority of the peo-
ple of Maryland want.

We are all pleased, I know, to learn that results of the 1960 census
entitled Maryland to an additional congressman and an additional
vote in the electoral college. The Constitution of the State vests in
this body sole responsibility for establishing the districts from which
representatives are elected and which they represent in the Congress.
May I suggest that the short time between your next session and the
primary elections of 1962 makes it advisable for you to create a new
district at this session. I am confident that you will lay out the dis-
tricts in a manner that will be fair and reasonable to all areas affected.

A bill is being drafted to bring under supervision a certain group
of savings and loan associations which up to now have operated with-
out regulation. Maryland is the only remaining state which has not
exercised regulatory authority over these associations, and already
there have occurred instances of grave abuse of this liberality. The
bill which you passed last year was vetoed by me after a careful study
of it convinced me it would not achieve the purpose for which it was
intended. A commission which I appointed is preparing legislation to
close this gap in our laws. I am sanctioning such legislation and hope
you will give it your approval.

In the election last year, the people of Maryland ratified a Con-
stitutional Amendment you adopted in 1959 abolishing the lower-
court system in Baltimore City and substituting for it a Municipal
Court with full-time judges. You will be called upon at this session
to enact laws to implement this change. The goal you set in 1959,
to improve the judiciary of our largest city, will be attained by the
adoption this year of the laws necessary for this new court to func-
tion properly.

There will be before you for ratification an amendment to our
Federal Constitution giving the people of the District of Columbia
the right to vote for President and Vice-President. The people of
Maryland have a strong affection for the Federal District, which once
was a part of our State, and we deeply deplore the disfranchisement
of our neighbors in Washington. I would be pleased to see Man land