PHILLIPS LEE GOLDSBOROUGH, ESQ., GOVERNOR. 1627

which sum may be divided between the dependent in such a
manner as such contract or policy may provide or as may other-
wise be agreed upon; or such contract or policy may provide for
a combination of lump sums, weekly payment, or for the substi-
tute of one for the other.

(II) In case of injury not resulting in death, when total dis-
ability results from the injury, a weekly payment during the
period of such disability shall be paid to the insured, which shall
not be less than fifty per cent, of his average weekly wages
during the previous twelve months, if he has been so long
employed by the contracting employer; if not, then a weekly
benefit during such shorter period as he has been in the employ-
ment of said employer.

(III) In case of injury not resulting in death, where partial
disability results, such weekly payments shall be made during
the period of such partial disability as is equal to the difference
between the weekly benefit payment during the period of total
disability and the average amount which the injured person is
able to earn after the accident.

Loss by actual separation at or above the wrist or ankles of
both hands or both feet, or of one kand and one foot, or the
irrevocable loss of both eyes, shall be deemed to be equal to total
disability.

The loss by actual separation at or above the wrist or ankle
of one hand or one foot shall be equal to one-half of total dis-
ability, and the loss of one eye shall be equal to one-fifth of total
disability. Total disability shall be deemed to mean inability
to carry on any gainful occupation.

The contract or policy herein referred to may provide that no
benefits shall be paid in case of any injury which does not inca-
pacitate the employee for a period of at least one week from
earning full wages at the work at which he was employed at
the time of the accident.

SEC. 6. Any contract in order to satisfy the requirements
of this act shall provide that the employer shall contribute not
less than fifty per cent, of the insurance premiums and the
employees shall contribute the remainder of the premiums.

In case the employer provides any insurance fund out of con-
tributions made by himself and his own employees as above pro-
vided, such employer shall pay the whole of the expenses of the
management of such fund, and all contributions shall be paid
into such fund without any deduction by reason of such expense.

SEC. 7. The contract may provide that upon penalty of for-
feiture of the benefits of the insurances, the employee shall give